When you build your home, a space of your own, you realize that everything matters. A lot of hard work, dedication, and persistence goes into filling every corner of your home, and it is a well-known fact that you tend to spend a lot of money. The expenditure is basically done on things that you love and that provide you with more comfort.
This is also crucial in the case of home appliances. Our spaces are loaded with various appliances that make our lives immensely easier and much more comfortable every day. From refrigerators and televisions to washing machines and dishwashers, these are significant investments that save you a lot of time.
But wait! What if they break down or stop responding? This is where Stashfin’s best home insurance in India comes into the game, protecting your appliances and your finances as well!
Today, in this blog, we’ll understand everything you need to know about such insurance.
What is home appliance insurance? Why do you need it for your space?
As the term implies, it is a type of insurance that is basically a policy particularly designed for your household appliances. It typically extends coverage beyond the manufacturer’s warranty, which usually lasts for a year or two, depending on the device.
Many people consider insurance an unnecessary expense in our country, but they don’t realize how much money it can save in the long run.
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Peace of mind
The most significant advantage of home insurance is the peace of mind it brings. Knowing you’re financially protected from unforeseen events allows you to stress less and enjoy your home more.
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Financial Protection
When you purchase home insurance from Stashfin, we offer a shield that protects you from the financial burden of repairing or rebuilding your space if it is damaged by a covered peril. These perils typically include hail, fire, lightning, theft, riots, etc.
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Safeguards your precious belongings
This type of insurance, i.e. house appliance insurance, goes beyond your home. It also covers your belongings inside the house in case of any theft or damage caused by a covered peril.
Top things you must know before you buy insurance
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Understanding your requirements
Before opting for one, look around your space and identify your needs and, most importantly, vulnerabilities. What exactly are you trying to protect and why? Analyze your risk tolerance, and then go for it!
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How to avail?
You should know how to avail yourself of this home appliance protection insurance. We at Stashfin offer this facility completely digitally, from your comfort zone. There is no need to go anywhere; download our app on your smartphone, and you are good to go.
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Coverage
Read the entire policy and get to know what’s covered and what’s excluded. Look for details on coverage limits, deductibles and claim procedures. Once you get in touch with us, our executives will provide all the details.
Summing up
When you build your own space or are currently living in one, you need to understand the importance of every single thing that has been made with your hard-earned money. Therefore, it is highly advisable to protect them at all costs with the help of a home insurance India by Stashfin.
You can download our application, which is easily available on both the Play Store (Android) and the App Store (iOS). Further, for more details, please explore our website.