Finance

Hard inquiries vs soft inquiries : What is the difference?

stashfin / May 30, 2025

Both hard and soft inquiries, also known as credit checks, play a significant role in your credit report. However, it’s crucial to understand the differences between

All topics, Finance

What is bad debt, and how do you deal with it?

stashfin / May 30, 2025

Bad debt is when a customer can’t or won’t pay you what they owe, leaving you with a loss. This affects your business’s financial health and cash flow.

We offer loans up to ₹ 5,00,000 with repayment periods up-to 36 months. We offer interest rates starting from 11.99% APR (Annual Percentage Rate), however rates may vary case to case. All loans are paid through Equal Monthly Instalments (EMIs) via electronic payment. We do charge low platform fees and have no other hidden costs.

Example: If a customer takes a loan of ₹10,000 for a period of 3 months, at an annual interest rate of 11.99% APR, then the customer will pay an EMI for 3 months of ₹3,400 per month. Total payment over 3 months will be ₹10,200 (including principal and Interest).

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Stashfin Application (a trademark of EQX Analytics Private Limited) is a digital lending application (DLA) of Akara Capital Advisors Private Limited (NBFC) and other lending partners that facilitates its users to avail innovative financial services.

Finance

Hard inquiries vs soft inquiries : What is the difference?

What is bad debt, and how do you deal with it?

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