Everything changed with the rollout of GST in India. Personal loans were no exception, for with GST, the world of personal loans became a little more complex than it used to be. Launched on July 1, 2017, GST aims to unify various tax structures to create one single consolidated tax…

Imagine you are at a crossroads on the path to investment: one path leads to bonds - solid, dependable, and predictable; the other takes you to debentures - flexible, with the potential for higher returns but also a bit more risk. Both are forms of debt instruments, yet they play…

Bonds are the backbone of the investment world, often called the "fixed-income" security, that can anchor portfolios, balance risk, and provide steady returns. But did you know that bonds come in various types, each with its unique features, purposes, and risk levels? From government bonds that provide stability and security…

What is my CIBIL score? How can I improve my CIBIL score? Is there any minimum CIBIL score for a personal loan? Does it have any impact on eligibility for a personal loan? If you are also seeking answers to these questions, then you are at the right place. Lending…