Stashfin on January 19, 2024
There are times when people require instant funds without any hassle. It can be due to any medical emergency, purchasing any essential electronic appliance or renovating your abode. In the current era, one of the top reasons people go for personal loan is a medical emergency. As the cost of medical facilities is increasing with time, even those who are equipped with health insurance face a tough time paying the bills. However, there are certain other requirements to avail a loan. What is a personal loan ? As the name implies, it is a type of loan that, in simple terms, is used for an individual’s personal purposes. It is granted to a borrower for a variety of personal needs which might include covering unexpected expenses, financing home renovation or purchasing any expensive electronics. Further, this type of loan cannot be compared to a house or car loan. This is because these are secured loans that require collateral, whereas this type of loan is unsecured and offered based on the borrower’s creditworthiness and ability to repay. It is pertinent to mention here that these loans come with a fixed rate of interest, a set tenure and fixed monthly payments. The amount an individual can borrow here depends on their creditworthiness and the lender’s policies. Top 5 reasons to get personal loan? Minimal and Hassle-free documentation One of the most significant loan benefits here is minimal documentation. If you apply online, the documentation is entirely digital and paperless. So, it’s just about downloading the right application on your smartphone. Flexible tenure An Instant Personal Loan nowadays offers a flexible repayment schedule. It starts from 12 months and can go up to many years. Therefore, one can gain access to this type of loan easily without worrying about repayment. (Tip: Choose a tenure that lets you optimize your monthly outgo as per your needs.) No collateral required As mentioned above, these are unsecured loans, so the borrower need not provide any collateral as security. This element makes them accessible to everyone who has a regular income source. Easy online process The days when a loan meant a short trip to the financial institution. Nowadays, it is just about an application on your internet-enabled smartphone that makes everything much easier with just a few taps. Instant Disbursal The Best Personal Loan in India is usually disbursed within 24-72 hours. Therefore, they are one of the best financial products for meeting urgent cash requirements. However, keep in mind that first, you should meet the eligibility criteria and have a good credit score to get access to the loan quickly. Conclusion As per several stats, the requirement for an instant personal loan has witnessed a recent surge in our country. This is because people require instant funds without any hassle to fulfil their requirements. So now you are aware of the most common type of loan to consider if you find yourself in a situation where you need additional finances to accomplish a short- or long-term personal goal.
The Shark Tank season 2 is here and we are witnessing a lot of new businesses in various industries and sectors getting investments and deals from Indian sharks a.k.a. investors. While some of them are an advancement in existing sectors, others are new products catering to a newly identified need or solution to an existing problem. Off lately a lot of people are getting inspired to open their own businesses. Before starting a business, however, there are multiple things to be considered. What you should consider before starting a business? Research the market: Make sure that there is a demand in the market for the product or service you are offering. Create a business plan: Develop a plan that outlines your business goals, strategies, and estimated costs. Set up a budget: Determine how much money you need to invest in order to start and maintain your business. Secure financing: Look into different funding and financing options and determine which one works best for you. Choose the right team: Hire the right people who have the skills and experience to help you succeed. What are the major challenges in starting a business? While businesses do offer a flexibility in life in terms of work schedule, monetary gains and implementation strategy, they also come with their own set of challenges to resolve. You will always need to hustle and be better with each passing day. Trying and Testing Multiple Business Ideas: Evaluating various business ideas and identifying the right solution that suits the need of the target audience is extremely important. It may require a lot of trying and testing before you finally reach the right solution, which is the key to starting a great business. Securing Funding: One of the biggest challenges in starting a business is securing adequate funding. Without sufficient capital, businesses will struggle to purchase equipment, hire right resources, and cover other expenses. Managing Cash Flow: Starting a business typically requires large upfront investments. You need to be able to manage your cash flow carefully to ensure your business has enough money to meet its obligations. Developing a Winning Strategy: Every business needs a sound strategy to succeed. You need to be able to devise a plan that will help you reach your objectives and remain competitive in your industry. Building a Brand: Branding is an essential component of any business. You need to create a brand identity that resonates with your target audience and helps you stand out from the competition. How is Stashfin the best app for getting a business loan? With the Stashfin Credit Line and Loans App, aspiring entrepreneurs can get the funds they need to get started. With 0% interest for up to 30 days, they can manage their finances without worrying about the burden of high-interest rates. The app also provides flexible repayment options from 3 to 36 months, so they can manage their debts with ease. The Stashfin Credit Line and Loans App offers funds up to ₹ 5,00,000 based on your eligibility. It gives instant personal loans which allow you to meet your short-term and even long-term financial needs. The loan amount is approved quickly. It has a simple application process and you can use the funds for any purpose. This includes marriage, travel, medical emergencies, and even starting a business. The Stashfin Credit Line and Loans App is one of the best apps to start a business. It can be used to set up the base of the business, buy inventory and provide initial capital to start. It can also be used to cover the costs of marketing, advertising, and other business expenses which come at a later stage. The loan offer is fast, secure, and convenient. By taking funds from Stashfin, you can ensure that your funds are covered for majority of your business needs. Why you should choose Stashfin? Stashfin is a customer focussed lending app. It provides you with instant service at reasonable rates while saving your valuable time and money Quick Approvals Instant approvals on a personal loan or credit line. Borrow any amount ranging from Rs. 1000 to Rs. 5,00,000. Low processing fees No hidden fees, origination fees, closing fees, or prepayment fees are involved. Know ahead of time what your costs are. Complete secure process We use safe channels & secure links to protect your sensitive information. At Stashfin, trust and security are taken seriously. Minimum documentation Minimum uploads on our quick online form.KYC in digital or physical form as per your convenience. Flexible payment terms Repay your loan with convenient EMIs. Pick a tenure that works for you ranging from 3 months to 36 months. Operational Pan India Stashfin is operational across the country. You can remotely apply on Stashfin from any place you may be at. Stashfin loans are available in cities like Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon), Mumbai, Thane, Pune, Hyderabad, Chennai, Bangalore, Indore, Chandigarh, Panchkula, Pithampur, Bhiwandi, Zirakpur, Kharar, Coimbatore, Kolkata, Allahabad, Udaipur, Jaipur, Lucknow, Prayagraj, Kanpur, Bhopal, Shimla, Haridwar, Ranchi, Ahmedabad, Mangalore, and more. How to apply on Stashfin? To apply for a Stashfin loan, you can download the mobile app from the following link. Stashfin – Credit Line & Funds – Apps on Google Play or here Stashfin iOS App or apply on the website Stashfin
Why get a personal loan at 0% interest for up to 30 days from Stashfin? Getting 0% interest for up to 30 days is now possible with Stashfin Credit Line and Loans App. This is a money saving feature from Stashfin which will help users take a loan especially for their urgent needs without worrying about paying extra amount while repaying it. Want to buy that television on end of the season sale but waiting for your salary to get credited? Want to travel during year-end holidays but falling short of money? Want to buy that newly launched phone but afraid of spending all your money? Or if there is an urgent house repair work and you want to get it done without wait. Simply get a personal loan up to a limit of ₹ 5,00,000 and be worry-free for up to 30 days with 0% interest on the amount utilized. How can you get a personal loan from Stashfin at 0% interest rate? Taking a loan from Stashfin is as easy as a few clicks. Download Stashfin Credit Line and Loans App from either App Store or Play Store at the comfort of your home or wherever you are. Follow an easy guided few step process to complete your application. The application process takes about 5 minutes. Post completion you get instant loan approvals and a credit line based on your eligibility. You can transfer funds instantly to your bank account and use money immediately for whatever need you may have. Be assured that you can avail 0% interest for up to 30 days on the amount you transfer. Post this period you pay interest only on the amount you’ve utilized. What is the eligibility criteria to get a personal loan on Stashfin App? For getting a personal loan on Stashfin App, you should match the following eligibility criteria. You should be an Indian Citizen You must be above the age of 18 years. You must have a source of income (either salaried or self-employed) What are the documents to be kept ready before applying on Stashfin Loans App? You must keep the below documents ready for a hassle-free 5 minutes loan application process at Stashfin. Aadhar Card PAN Card In some cases, you may be asked for the following documents Bank Statement of Salary Account Past 6 months’ Salary Slip What happens if you exceed the 0% interest period? If you are unable to repay the loan taken from Stashfin within the stipulated period of 0% interest rate, you may repay your loan with convenient EMIs. Pick a tenure that works for you ranging from 3 months to 36 months.
Instant Personal Loan Apps these days can offer you quick approvals, instant fund transfers to your bank accounts, attractive loan rates, easy EMIs, and the convenience of flexible tenures ranging from 3 to 36 months. You can also choose the amount you want with a range of Rs. 1000 to Rs. 5 lac and pay as per use with apps such as Stashfin that offer you the benefit of the credit line. A Credit Line has its benefits as you pay for the amount you utilize or transfer to a bank account while you have an approved limit of up to Rs. 5 lac which you have the flexibility to transfer as per requirements. You also get the benefit of zero pre-closure charges, exclusive rewards and an opportunity to use the funds across your needs be it travel, shopping, dining, purchasing gadgets, phones, television, air purifier, heaters, education, wedding, and any other requirement. Therefore, if you are looking for quick cash and small to large loans, Stashfin Credit Line and Instant Personal Loan is definitely one of the best loans available. With more opportunities and lifestyle requirements of consumers in India, 2023 seems to be a promising year for aspiring for a better lifestyle. This is where Instant personal loan apps can help you achieve your dreams. There are many ways to get instant personal loans at affordable rates and get the right credit limit. Here are a few quick tips for you to get the best instant personal loan rates in 2023. Improving your credit score Lenders usually leverage credit scores to determine personal loan rates. Lower interest rates are reserved for applicants who have a good credit score. For example, users with greater than 750 are more likely to get lower interest rates vs users lesser than 650. Hence it’s beneficial to maintain a good credit score. Here are some of the things that can have a positive effect on the credit score Make timely payments for your credit card bills, past loans, BNPL apps, or any other obligations Check your credit reports often and check if all loans paid off are reflected in your credit report. Clear your pending debts and maintain healthy financial health. Compare loan rates and choose wisely only from RBI-regulated entities User personal loan EMI calculator at various website/loan apps before taking a loan from such apps to check what’s the average loan tenure, and rates available according to the credit limit. This will help you make the decision in the best possible way. Only use RBI-regulated entities such as Stashfin as they are more likely to offer you the right interest rates based on your profile. Keep a track of offers and rewards from the fintech apps Very often, instant personal loan apps such as Stashfin come up with exclusive offers such as higher rewards, lower processing fees, higher credit limits, and other exclusive offerings. Increase your income levels Higher-income levels can also help you get a bigger credit limit and lower interest rates. So it helps to be associated with professional companies where you work that are Category A and B to get you better rates. It’s also a great idea these days to have a side hustle or develop more skills to get you a higher income than your regular jobs. These tips can definitely help you get the best instant personal loan interest rates in 2023. We also recommend you check out Stashfin App for loan requirements. Enjoy the power of instant money with Stashfin – one of India’s fastest, easiest, safest, and smartest Credit Line and Instant Personal Loan Apps. Stashfin is powered by Akara Capital Advisors Private Limited, an NBFC duly registered with the Reserve Bank of India (RBI). With its quick and easy application process, Stashfin lets you enjoy a credit line of up to ₹5,00,000 at low-interest rates and flexible repayment plans that are best suited to your needs. Credit lines ranging from ₹1,000 to ₹5,00,000 straight to your bank account Pay interest only on the amount you utilize. Repayment period: 3 to 36 months Minimum documentation, instant approval, and quick disbursal How does Stashfin Work? Download the Stashfin App and register Fill in your details and upload verification documents Once verified the final application status can be checked on the App. You will also be notified of your approval status via SMS. Once approved, E-sign the loan agreement, and the approved amount will be disbursed to you within 5 minutes. SMS notification will be sent to your registered number notifying the same Eligibility Criteria Indian Citizen Above the age of 18 Must have a source of income (either salaried or self-employed) Documents Required Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License) Identity Proof (PAN ID) In some cases, you may be asked for the following documents – Bank Statement – ITR/ GST Paper Operational pan India Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon), Mumbai, Thane, Pune, Hyderabad, Chennai, Bangalore, Indore, Chandigarh, Panchkula, Pithampur, Bhiwandi, Zirakpur, Kharar, Coimbatore, Kolkata, Allahabad, Udaipur, Jaipur, Lucknow, Prayagraj, Kanpur, Bhopal, Shimla, Haridwar, Ranchi, Ahmedabad, Mangalore, and more. To apply for a Stashfin loan, you can download the app here Stashfin – Credit Line & Funds – Apps on Google Play or here Stashfin iOS App or apply on the website Stashfin
Sometimes #SharingisNotCaring! We all have heard the term Sharing is Caring. And it is true when we share, it helps further strengthen our relationship with our loved ones. But when it comes to sharing our financial details, definitely 'Sharing Is Not Caring'. It is one of the most common ways how fraudsters scam consumers and get personal details such as PIN, OTP, CVV, Bank account details, and other financial information. With the rise in the fintech industry and instant personal loan apps, payment apps, credit line apps, QR code apps, cryptocurrency, home loan payment apps, and other leading innovations across India, it is important to safeguard ourselves to never fall for any trap and make the most of the fintech revolution. Check out this fraud awareness video Here are a few tips to save yourself from the scam. Never share your personal information on phone or email or through WhatsApp Never click on any suspicious links. Financial information such as CVV, PIN, OTP, bank account, or card details should never be shared with anyone. Stay away from scammers that promise lottery tickets and winning announcements. Always check the background of the apps before applying for any new loans, instant credit, money transfers, cryptocurrency, etc. Set passwords that are difficult to crack and don’t share such details with anyone. While applying for loans, also check for RBI guidelines and only banks with RBI-registered entities such as Stashfin Given the options available for customers to apply for loans for various needs such as travel, wedding, gadgets, consumer durables, phones, and a lot more, it’s advisable to choose RBI-regulated apps such as Stashfin. Here’s how you can get an instant personal loan from Stashfin. Read on. Enjoy the power of instant money with Stashfin – one of India's fastest, easiest, safest, and smartest Credit Line and Instant Personal Loan Apps. Stashfin is powered by Akara Capital Advisors Private Limited, an NBFC duly registered with the Reserve Bank of India (RBI). With its quick and easy application process, Stashfin lets you enjoy a credit line of up to ₹5,00,000 at low-interest rates and flexible repayment plans that are best suited to your needs. Credit lines ranging from ₹1,000 to ₹5,00,000 straight to your bank account Pay interest only on the amount you utilize. Repayment period: 3 to 36 months Minimum documentation, instant approval, and quick disbursal How does Stashfin Work? Download the Stashfin App and register Fill in your details and upload verification documents Once verified the final application status can be checked on the App. You will also be notified of your approval status via SMS. Once approved, E-sign the loan agreement, and the approved amount will be disbursed to you within 5 minutes. SMS notification will be sent to your registered number notifying the same Eligibility Criteria Indian Citizen Above the age of 18 Must have a source of income (either salaried or self-employed) Documents Required Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License) Identity Proof (PAN ID) In some cases, you may be asked for the following documents – Bank Statement – ITR/ GST Paper Operational pan India Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon), Mumbai, Thane, Pune, Hyderabad, Chennai, Bangalore, Indore, Chandigarh, Panchkula, Pithampur, Bhiwandi, Zirakpur, Kharar, Coimbatore, Kolkata, Allahabad, Udaipur, Jaipur, Lucknow, Prayagraj, Kanpur, Bhopal, Shimla, Haridwar, Ranchi, Ahmedabad, Mangalore, and more. To apply for a Stashfin loan, you can download the app here Stashfin – Credit Line & Funds – Apps on Google Play or here Stashfin iOS App or apply on the website Stashfin How to apply for a Stashfin credit line and instant personal loan
Smartphones have become a necessity in everyone's lives with the advent of new technologies and on-the-go lifestyle. In the era of digital connectivity, consumers have plenty of options to buy from brands such as Apple iPhone, Samsung, Oppo, Xiaomi, Nokia, HTC, Sony, Lenovo, Realme, Oneplus and many others offering a range of products. Customers usually look for features such as larger screen, sharper display, better performance, battery life, price points, selfie and photograph specifications in choosing their smartphones. Smartphones also come with a range of price points Rs. 3000 to Rs. 2,00,000. While eyeing the latest upgrade, sometimes, customers need EMIs to buy the latest smart phone of their choice with ease and convenience. This is where credit line and instant personal loan apps can come to the rescue. Mobile Loan Features & Benefits Your mobile loan from Stashfin gets disbursed with instant approvals and offers you credit up to Rs. Five Lakh. With absolute transparency, Stashfin asks for the interest rate that you see on your screens. Get the best industry standard and lowest EMI rates for your mobile loan. With each credit purchase through Stashfin, you get to earn back rewards The widest stretch of EMI paying window starts from as short as two months or can go till three years. With least documentation like valid ID proof and address proof, you are all set for your mobile loan. Stashfin ensures you have a complete 100% safe and secure loan process Stashfin offers personal loans with instant access to funds for whatever your needs are. Enjoy funds from Stashfin for all your needs including travel, shopping, medical emergencies, debt consolidation, wedding, home upgrade, home renovation, education, gadgets, consumer durables and others. Stashfin provides quick, easy, flexible solutions for instant loan requirements How does Stashfin App Work? Download the Stashfin App and register Fill in your details and upload verification documents Once verified the final application status can be checked on the App. You will also be notified of your approval status via SMS Once approved, E-sign the loan agreement and the approved amount will be disbursed to you within 5 minutes. SMS notification will be sent to your registered number notifying the same Eligibility Criteria Indian Citizen Above the age of 18 Must have a source of income (either salaried or self-employed) Documents Required Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License) Identity Proof (PAN ID) In some cases, you may be asked for the following documents Bank Statement ITR/ GST Paper Operational across India Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon), Mumbai, Thane, Pune, Hyderabad, Chennai, Bangalore, Indore, Chandigarh, Panchkula, Pithampur, Bhiwandi, Zirakpur, Kharar, Kolkata, Jaipur, Udaipur, and more. Given the surge in the demand, players like Stashfin have exclusive offers and benefits for their consumers such as Instant funds up to Rs. 5 lacs, direct bank transfers, attractive interest rates, instant approvals, quick process, which is completely digital, exclusive rewards. To apply for a Stashfin loan, you can download the app here Stashfin – Credit Line & Funds – Apps on Google Play or here Stashfin iOS App or apply on the website Stashfin
A wedding is one of the most important events in anybody’s lifetime. A lot of people dream of making their wedding one of the best experiences in their lives be it through destination weddings at places such as Udaipur, Jaipur, Goa, Kerala, and other pristine places in India. Some couples also opt for weddings outside of India with dream destinations such as Italy, Dubai, US, Maldives, Mauritius, and Bali, among others. The wedding also comes in with a lot of expenses and it can be a challenge to make your dream wedding come true. Expenses can range from decor, apparel, jewellery, hotel bookings, gifts, destination, travel, and others. What is needed at such a time is a platform that can offer you a good credit limit, quick and hassle-free options, flexible tenure, and instant approval. Stashfin offers a personal loan for marriage that enables you to pay for anything related to your special day. We help you find a loan that fits your budget in a timely manner and make your fairy-tale marriage come to life. You can apply online for a personal wedding loan through Stashfin Apps. Marriage Loan Features and Benefits: A personal loan for marriage makes your wedding day a stress-free and joyous event. No worry about running out of money in the middle of marriage events. The loan process is digital and does not involve any paperwork. Get approved in real-time for a personal loan or credit line up to ₹5 Lakh. Use funds when needed and pay interest on used funds. Repay your loan with convenient EMIs. Pick a tenure that works for you ranging from 3 months to 48 months. With Stashfin's credit line you will have money available instantly to use anytime, anywhere. Apply for marriage loans online and get instant loan/credit line approval up to ₹5 Lakh at the lowest interest rates from Stashfin to fulfil your marriage related financial requirement with no collateral. Given the surge in demand during the festive season, consumers must keep the below things in mind while choosing their preferred brand for taking instant funds. Check your eligibility and the need There are Fintech players such as Stashfin that can help you with the right amount of funds that will cater to your needs which traditional banking players may not be able owing to their underwriting capabilities and the way they are able to scale up very quickly given the demand for the season. Keep your credit score high The importance of a good credit score goes up even more. Based on your credit scores, your eligibility and rate of interest will be decided. Therefore, it’s a good idea to check your credit score regularly. Also, make sure that you pay EMIs on time. Beware of frauds Don’t fall for debt trap or share your personal details such as CVV/OTP or click on any suspicious links as certain fake apps also get very active during this period Check all T&Cs and charges when taking a personal loan It’s important to read all the documents carefully to ensure that there are no hidden charges in the loan that you are borrowing. Check the background of the Fintech players It’s important to check the background of the apps and take personal loans only from RBI-regulated entities so the processes are seamless. Given the surge in the demand, players like Stashfin have exclusive offers and benefits for their consumers such as Instant funds up to ₹ 5 lacs, direct bank transfers, attractive interest rates, instant approvals, quick process, which is completely digital, exclusive rewards. To apply for a Stashfin loan, you can download the app here Stashfin – Credit Line & Funds – Apps on Google Play or apply on the website Stashfin
How has travel shaped over the past few years? After various lockdowns and social distancing during COVID times, travel has become a need for young individuals. With the advent of numerous travel influencers, many unexplored locations have caught the attention of the modern world. A lot of destinations within and outside India have gained tourists in recent days. Unlike earlier when people majorly traveled with their family or friends, these days solo travel has become a thing too. While earlier people used to travel for leisure and relaxation, these days travel has become more of a hustle with people bringing in more adventures and activities as a part of their itinerary. Moreover, the frequency of travel has increased too. While earlier people would take vacations only once or twice a year, it has become more of a monthly thing with a mix of long and short vacations. How has staying funded become a necessity for travelers? With the increasing urge to travel, be it in a group or solo, staying funded has become the need of the hour. There has been a major shift from the earlier days of saving for a vacation and traveling only when you have saved enough. Today travel has become more of a need in which they travel when they want and wherever they want to. There could be various reasons to travel only at a particular time and not delay it: It may be the peak season to go to a place where you’ve always wanted to go. You may want a break right away from your regular monotonous life. You may want to go with a group which is going only now and not later. You may have official leaves now which could be availed only now and not later. To suffice this any-time urgency of traveling, the cash crunch has become a major situation to deal with. In absence of major funds, you may be forced to lend some amount from your friends and family but that may not be the preferred route out of guilt. Getting funds from a trusted source becomes extremely important in such scenarios. One such source is the digital lending platform at Stashfin where you can get instant funds with lucrative repayment options. Why should you take a personal loan from Stashfin for your travel needs? Stashfin is one of the best digital lending platforms in India to get instant funds when you want them. Stashfin comes with various benefits which make it the perfect choice for instant travel loan needs. You can do a paperless application from where you are. Just download the app and apply in minutes. You can get a fund limit from ₹ 1,000 to ₹ 5,00,000 You can disburse only the amount you need from your approved limit. You can even disburse in smaller amounts as and when you need them. You pay interest only on the amount disbursed. You can choose from flexible tenure options of 3 to 36 months How to Apply to Stashfin? Stashfin follows an easy application process with which you can get your desired credit amount in just minutes. Visit www.Stashfin.com or download Stashfin app. Fill in your basic details and click on proceed. Verify OTP. Fill in mandatory personal and professional fields. Upload your bank statement and other required documents. You will be informed when your loan is approved along with details related to interest rate and tenure. Given the surge in demand, consumers must keep the below things in mind while choosing their preferred brand for taking instant funds. Check your eligibility and the need There are Fintech players such as Stashfin that can help you with the right amount of funds that will cater to your needs which traditional banking players may not be able owing to their underwriting capabilities and the way they are able to scale up very quickly given the demand for the season. Keep your credit score high The importance of a good credit score goes up even more. Based on your credit scores, your eligibility and rate of interest will be decided. Therefore, it’s a good idea to check your credit score regularly. Also, make sure that you pay EMIs on time. Beware of frauds Don’t fall for debt trap or share your personal details such as CVV/OTP or click on any suspicious links as certain fake apps also get very active during this period Check all T&Cs and charges when taking a personal loan It’s important to read all the documents carefully to ensure that there are no hidden charges in the loan that you are borrowing. Check the background of the fintech players It’s important to check the background of the apps and take personal loans only from RBI-regulated entities so the processes are seamless. Given the surge in the demand, players like Stashfin have exclusive offers and benefits for their consumers such as Instant funds up to ₹ 5 lakhs, direct bank transfers, attractive interest rates, instant approvals, quick process, which is completely digital, exclusive rewards. To apply for a Stashfin loan, you can download the app here Stashfin – Credit Line & Funds – Apps on Google Play or apply on the website Stashfin.
Personal loans for Home Renovation are sought by applicants who want to improve/repair/upgrade their homes in various ways such as flooring, painting, tiling, upgradation, remodeling, repair, improvement, extension etc. Fintech brands offer instant solutions for a such loan or credit requirements in a very seamless and easy manner. Setting up your home can be a very expensive task and sometimes you can go over budget in making your dream house through furnishing or through interior designs. Most people go for personal loans in-order to make their dream homes a reality. This is in addition to the home loan they would have availed in buying the house. For any personal loan requirement from a home renovation perspective, Stashfin's instant personal or credit line comes in very handy as it offers the following benefits: - A credit limit upto ₹5,00,000 - Flexible Tenure Options upto 36 months - Instant Funds Across Needs - Interest only on the amount utilized Loans range from ₹1000 to ₹5,00,000 with repayment periods starting from 3 months to 36 months. We offer interest rates ranging from 11.99% - 59.99% APR (Annual Percentage Rate), however, rates may vary from case to case. All loans are paid through Equal Monthly Instalments (EMIs) via electronic payment. Given the surge in demand during the festive season, consumers must keep the below things in mind while choosing their preferred brand for taking instant funds. Check your eligibility and the need There are fintech players such as Stashfin that can help you with the right amount of funds that will cater to your needs which traditional banking players may not be able owing to their underwriting capabilities and the way they are able to scale up very quickly given the demand for the season. Keep your credit score high The importance of a good credit score goes up even more. Based on your credit scores, your eligibility and rate of interest will be decided. Therefore, it’s a good idea to check your credit score regularly. Also, make sure that you pay EMIs on time. Beware of frauds Don’t fall for debt trap or share your personal details such as CVV/OTP or click on any suspicious links as certain fake apps also get very active during this period Check all T&Cs and charges when taking a personal loan It’s important to read all the documents carefully to ensure that there are no hidden charges in the loan that you are borrowing. Check the background of the fintech players It’s important to check the background of the apps and take personal loans only from RBI-regulated entities so the processes are seamless. Given the surge in the demand, players like Stashfin have exclusive offers and benefits for their consumers such as Instant funds up to Rs. 5 lacs, direct bank transfers, attractive interest rates, instant approvals, quick process, which is completely digital, exclusive rewards. To apply for a Stashfin loan, you can download the app here Stashfin – Credit Line & Funds – Apps on Google Play or apply on the website Stashfin