Even if you have little to no liability on your credit card, falling victim to fraud or identity theft can cause major headaches for both customers and banks. While the bank's zero-liability policy offers financial protection, it's still a hassle to deal with the aftermath—reporting the fraud, getting a new…
Are you making plans to avail the lowest interest rate for personal loan? Well, you have fortuitously landed on the proper page. We at Stashfin agree that feasibility and convenience have to be the top priority with regards to availing price range in the modern-day virtual technology. Long gone are…
Both hard and soft inquiries, also known as credit checks, play a significant role in your credit report. However, it's crucial to understand the differences between the two and how they impact your creditworthiness. Soft Credit Checks: A soft inquiry occurs when a company or individual accesses limited information from…
While both credit cards and personal loans serve as prevalent borrowing options, they function divergently and offer unique advantages and disadvantages. Gaining clarity on these discrepancies can assist you in making a well-informed decision tailored to your financial needs and preferences. Let's explore these disparities in detail. Credit Cards: Credit…
In today's uncertain times, having an emergency fund is not just a smart financial move—it's a necessity. Here's why you should have one and how to make the most of it in the Indian context: The Significance of an Emergency Fund An emergency fund serves as a financial safety net…
Are you planning to start a business online? Are you still of the thought that starting an online business doesn’t require any funds and is relatively easy? Well, you need to take a back step here. Long gone are the days when people actually used to rely on their relatives/siblings…
When you begin earning difficult-earned cash in your career, you in the end understand that handling all of it calls for a lot of perseverance. Long gone are the days when coping with non-public finances was considered a hard and tedious project. Nowadays, your net-enabled smartphone is more than capable…
In today's dynamic financial landscape, having an excellent credit score holds the key to unlocking a world of opportunities and financial stability. But what exactly constitutes an excellent credit score, and how can you elevate yours from good to great? Let's delve into the essentials of credit scoring and discover…
In today's digital landscape, convenience often comes hand in hand with the risk of financial fraud. With identity thieves and scammers lurking in the shadows, it's essential to equip yourself with knowledge to protect your hard-earned money. Understanding Common Financial Frauds: Identity Theft: Criminals steal personal information like Aadhaar or…