Education has always been considered one of the most valuable investments, as it affects your child’s future. Imagine your child getting the opportunity of a lifetime and studying in one of the best universities. Behind every successful story is a well-thought-out plan, especially financially. With education costs rising, a financial plan to cover your child’s education costs is the most important thing to plan. This is where child education insurance protects your kid’s future. In this blog, we’ll explore the importance of these plans, how they work and how education insurance can act as a safety net. What are Child Education Insurance Plans? Child education plans are a special type of insurance policy designed to protect your child’s financial future. In the plan, the parents pay a premium amount, which matures when the child reaches a certain age while starting higher education. Child education insurance not only helps financially but also makes sure your child’s future remains safe and secure in case of any uncertainties or an unfortunate death. Key features of child education plan: Insurance companies allow flexible premium payments. You can choose from yearly, monthly or half-yearly payments. The policy offers lump-sum payments in case of uncertainties to ensure the funds are available whenever needed. Some plans provide the benefit of partial withdrawals to achieve key milestones like high school or college admissions. As per Section 80C of the Income Tax Act, the premium paid towards the Child Education Plan is eligible for tax deductions. As per the policy, you can add riders to enhance it and offer financial coverage in case of illness or any other situation. Why Do You Need Child Education Insurance? With the ever-rising costs of education, investing in insurance is more than necessary for any parent. Here’s why you need one: A child education insurance plan offers security for the future and ensures your child’s education is covered. Provides quick assistance during emergencies and helps cope with unexpected expenses. Since tuition fees are skyrocketing every year, it’s important to plan for your child's future. Many plans offer partial withdrawals when needed for school or higher studies. How Does Child Education Insurance Work? Child education insurance is designed to be simple, and here’s how it works: For over a specific term, a premium is to be paid (monthly, half-yearly or yearly). The insurance offers financial coverage in case of uncertainties or sudden death. On maturity, a lump-sum amount is paid, which can be used for your child’s education. Many plans allow partial withdrawals to cater to immediate financial needs. Stashfin’s Child Education Protection Plan Stashfin offers a child education insurance plan to ensure your child’s future is protected even in unfortunate events. With affordable premiums, the plan is tailored to provide maximum coverage, offering financial security for your kid’s education. Key features of Stashfin’s Child Education Protection policy: Coverage of up to ₹2,00,000 is provided with a premium of ₹600. Offers short-term protection of 12 months. Provides coverage in case of death or partial total disability. Your child’s expenses will be covered max of up to ₹2,00,000 in case of death or disability. Tips to Consider When Buying a Child Education Insurance Plan Choosing the right plan is crucial to secure your kid’s future. Here are tips to keep in mind: Estimate the education costs and the stage at which you’ll need the funds, and plan early. The younger your child is, the lower the premium will be. Numerous brands are offering insurance plans. Take your time and choose a reliable option. Choose the frequency of premium payments, whether you want to pay yearly, monthly or half-yearly. Check whether your chosen company offers benefits like partial withdrawals and additional riders like critical illness, death, etc. Check if the premiums are eligible for tax deductions. Go through all the terms and conditions properly to understand what’s included and what’s not. Conclusion In 2024, planning and investing in your child’s future is more important than ever. A well-chosen child education insurance not only provides financial security but also offers peace of mind, especially in case of unexpected situations. With Stashfin’s Child Education Protection, you can ensure your kid’s future is never compromised and considered the best, even if you are considering a short-term plan. Take your time, estimate an amount, know when you need the funds and make sure to get the best plan with flexibility and safeguard the future of your child.
Diwali is here, and it’s time to book tickets back home, pack your bags, and reunite with your loved ones. With all the excitement of travelling, we often forget about the unexpected events that can cancel our plans. What if your flight gets delayed or cancelled or your luggage goes missing? The joyful, festive spirit can quickly turn the situation around. That’s where travel insurance steps in and saves the day. It ensures your journey remains smooth and allows you to focus on the festivities. This blog will explore why insurance can be a perfect financial choice when planning a Diwali trip back home. Why Do You Need Travel Insurance for Your Diwali Trip? Diwali is one of the busiest travel festivals for professionals visiting home to celebrate with family and friends. While you make plans, it's essential to be prepared for unforeseen situations like lost luggage or flight cancellation. Here’s why having travel insurance is necessary for the trip: Flight Delays or Cancellations: The festive rush may lead to delays or cancellations due to overbookings. The insurance ensures that you are compensated for the non-refundable expenses. Loss of Luggage: There might be a situation where your luggage gets lost or delayed. The insurance provides compensation for the belongings, so you don’t have to bear the expenses. Cash and Hotel Assistance: If you're stuck somewhere due to unforeseen circumstances, the insurance provides cash and hotel assistance up to a certain amount. Why Choose Travel Insurance Over Personal Funds? While professionals think they don’t need any insurance for unexpected expenses and can use their savings, here are some reasons why opting for travel insurance is better than using personal funds: Knowing your travel and unexpected expenses are covered gives you peace of mind and allows you to enjoy the trip without worries. In case of any major incident, the insurance provides financial relief, and you don’t have to drain your funds or savings. The insurance provides coverage for various scenarios to ensure you’re protected. Benefits of Buying Travel Insurance Online With technological advancements, busy professionals can apply for insurance via online applications, making it an easy and convenient option. Here are some benefits of buying travel insurance online: You can compare various online platforms and choose the right one from anywhere and anytime. Online platforms offer assistance 24/7, so you’ll have customer support access whenever needed. Tailor your insurance as per your plans, ensuring the right coverage is provided. The process is quick and convenient, making it easy for professionals to apply, activate, and start the journey without stress. Stashfin: Your Trusted Partner in Travel Insurance Stashfin, one of the top financial services platforms, offers comprehensive and best travel insurance India. With coverage for emergencies and affordable premiums, Stashfin ensure you have a safe, peaceful, and joyful Diwali trip back home. Check out the benefits of choosing Stashfin: Once your insurance is activated, you’ll get 24/7 assistance, and Stashfin will ensure that they’re available for you in any situation. The application process is quick and convenient, and you can apply in just a few steps. Stashfin offers extensive coverage for various emergencies. Up to ₹10,000 is provided as cash assistance, and ₹40,000 is offered for hotel assistance. Here are the coverage details: Coverage Up To: ₹60,000 Tenure: 12 Months Premium: ₹189 Tips for Managing Your Diwali Trip To make sure you have a safe and memorable trip this Diwali, consider the following tips: Avoid last-minute price hikes and book tickets and accommodations as early as possible. Calculate the cost of your trip, and it is advised to make a budget. Keep yourself informed about the latest news and travel advisories of your destination. Also, stay updated regarding your flight or train status to avoid cancellations or delays. Pack light so you can take the belongings in a handbag and avoid loss or breakage of luggage. Make sure to get travel insurance and secure your trip completely. Conclusion Diwali is the time to celebrate with your loved ones, and we don’t want you to spoil your well-deserved break. With Stashfin insurance, you’ll have trip coverage without worrying about any unexpected events. From budget-friendly premiums to 24/7 support to cash and hotel assistance, Stashfin ensures a safe and memorable journey. Remember to make a budget, plan your journey, make all the bookings early, pack light, stay updated about recent events, get insurance from the best provider, and have a secure trip.
When facing any critical illness like cancer, the last thing you want to worry about is finances. However, the diagnosis brings not only emotional challenges but also financial burdens. As the cost of cancer treatment continues to rise, the option that becomes more reliable and plays a critical role is a cancer insurance policy. It prepares you for life’s uncertainties and provides financial security during challenging times. In this blog, we’ll discuss the benefits of a cancer insurance plan and why Stashfin’s critical illness insurance can be the ideal solution. What is a Cancer Insurance Policy? Cancer insurance is a specialised health insurance that covers the costs associated with cancer treatment, including chemotherapy, surgery, and other medical expenses. Unlike other health insurance policies, which may have certain limitations, cancer insurance makes sure you have financial resources if diagnosed with cancer. The policy also covers non-medical expenses related to the disease, such as travel for treatments, child care, household bills, doctor appointments, pre- and post-hospitalisation care, and more. Following are some of the reasons stating the importance of cancer insurance policy: As mentioned above, the cost of cancer treatment is extremely high, and a reliable policy helps to cover the expenses related to the treatment. The insurance significantly gives financial protection during hard times. Cancer insurance gives peace of mind during the treatments, making sure you remain stress-free and won’t have to drain all of your savings. If you cannot work during the time of diagnosis, the insurance plans offer income replacement benefits to help cover living expenses. Benefits of Cancer Insurance Plans The best cancer insurance plans offer a wide range of benefits, making them a must-have to avoid stress during hard times. Here are some of them: Coverage of All Stages: A reliable cancer insurance plan covers all stages of diagnosis, from the early to the final stage. Some plans cover the cost of the second opinion taken by patients to ensure the best treatment. Lump-Sum Payment: Many insurance companies provide lump-sum payments that can cover any expense related to cancer treatment, be it medical, like chemotherapies or diagnoses, or non-medical expenses, like household expenses or child care. Tax Benefits: If you have paid a premium towards cancer insurance, you are eligible for a deduction under Section 80D of the Income Tax Act. Flexible Use of Funds: There is flexibility in how you use the funds, including hospital stays, treatments, home modifications and more related to the disease. Stashfin Critical Illness Insurance Since the cancer insurance policy only covers cancer treatment, Stashfin’s critical illness insurance goes beyond that and offers comprehensive protection against other critical diseases as well. Key features of Critical Insurance Policy Comprehensive Coverage: The policy covers critical illnesses, including cancer, kidney failure, nerve damage, organ/bone marrow transplant, heart surgery, stroke, paralysis, accidental death and permanent total disability. Coverage Amount: If you are diagnosed with any disease mentioned under Stashfin’s critical illness, the insurance will cover up to ₹1,00,000. Premiums: At a premium of ₹464, you can secure coverage for a period of 12 months. What’s covered? Stashfin’s best critical illness insurance provides coverage for various illnesses: Cancer of specified severity End-stage renal failure that requires dialysis Major organ/bone marrow transplant Multiple sclerosis with symptoms Open heart valve replacement or repair Open chest coronary artery bypass graft Stroke resulting in permanent symptoms Permanent paralysis of limbs First heart attack (Myocardial infarction) How do I apply for Stashfin’s critical insurance policy? Download Stashfin’s app via Google Play Store or App Store or apply on the website. After you sign in, select Critical Illness Insurance in the insurance section. Read all the details carefully. Complete the application process by updating all the details. Conclusion In today’s world, having cancer insurance is a valuable tool to help you protect yourself financially when diagnosed with cancer. Whether you are looking for a cancer insurance policy or any other health policy offering broader coverage, Stashfin’s critical illness insurance is the right choice. If you are looking for a policy that gives you peace of mind and protects you from financial burdens, then Stashfin is an excellent option.
In the digital age, UPI has become the default payment system for many Indians, offering a convenient and efficient way to make transactions. While the convenience and accessibility of UPI have brought about a number of benefits, with the rise in adoption, the amount of risk involved with transactions has also increased starkly. This is because as most individuals have shifted to using UPI and online messengers like WhatsApp, they have also become the go-to platform for many scamsters and fraudsters, increasing the number of fraudulent activities. In fact, according to the Reserve Bank of India’s Annual Report, frauds rose to 36,075 in 2023-24 from 9,046 in 2022-2023. These alarming statistics highlight the importance of awareness, understanding and implementation of proper UPI fraud protection activities. What is a UPI Fraud? UPI fraud refers to unauthorised and fraudulent activities carried out by using a person’s UPI ID or PIN without their consent or knowledge. Fraudsters use calls to trick users into revealing personal and sensitive information like OTP PIN, UPI PIN, or passwords. These frauds can lead to financial loss, which is difficult to recover. Types of UPI Fraud Scamsters use various techniques to exploit users and know their personal information. To beware of them, the following are the types that will help you take necessary UPI fraud protection steps: Phishing: Fraudsters send fake emails or messages, pretending to be trustworthy sources like banks or any financial institution, to access the user's information by requesting they share OTP, PIN, or passwords. Fake UPI Apps: Users may unknowingly download a fake UPI app, which is a clone of a legitimate one. These applications are designed to steal their personal information. Malware: In phishing emails, when you click on infected links, you are taken to unsecured websites or download software that can steal your sensitive information or UPI credentials. SIM Card Cloning: Scammers duplicate your SIM card to get the OTP and control your messages and bank accounts. This is generally done when you receive an OTP, and once you share that OTP, your SIM and phone get trapped. Fake Calls: You may receive calls from fraudsters who pretend to be bank professionals and ask for your bank account number, card details, and more. Try to avoid these calls and immediately report or block them. How Does UPI Fraud Takes Place? While you have understood various tactics of scammers, here’s a step-by-step guide to how they execute the fraud: Fraudsters will call, pretending to be an official to make you trust them. To make it more reliable and genuine, they’ll ask for basic information like birthdate, name, address, etc. They’ll ask to share any UPI-related or bank issues. These people are always prepared with fake stories to make you believe them. Once the trust is built, they’ll make you download apps like AnyDesk to share the screen. These apps can access everything on your phone. To obtain permission, the scammer will then ask you for a code or OTP that has been sent to your phone. Once you share that code, they can access everything on your phone, including bank details and your UPI account. Tips To Avoid UPI Frauds UPI frauds are on the rise, and it is essential that users understand UPI fraud protection techniques to avoid becoming victims. Follow the below-mentioned tips: Enable 2-Factor Authentication (2FA): To make your transactions more secure, enable biometric 2FA, such as face scanning or fingerprint. Don’t Share OTP or PIN: Avoid sharing the OTP or UPI PIN with anyone. Remember that only fraudsters will ask for such information, and no official bank representative will do that. Monitor Transactions: Regularly check your bank balances and monitor your transactions to avoid unauthorised activity. Invest in UPI Fraud Protection Insurance: With fraud on the rise, platforms offer insurance to cover the loss incurred due to fraudulent activities. Download Trusted Apps: Download and only use trustworthy applications from official app stores for UPI transactions. Check Details: Verify the receiver's details, such as name, UPI ID, and amount, twice before sending the money or making any transactions. Be Careful of Any Suspicious Links: Don’t open random links you receive via email or SMS. Avoid making any transactions through these links. Strong Password: Always use a strong password with uppercase and lowercase letters, numbers, and symbols. Avoid using names or birthdates. To avoid fraudulent activity, it is also advisable to regularly update your UPI PINs. If you suspect any UPI fraud, here are the steps to follow: Notify your bank immediately and block your card or UPI account. File an FIR in police stations or a complaint on the NPCI (National Payment Corporation of India) portal. Consider a platform like Stashfin for the best loan protection insurance to cover the losses. If any SIM swap fraud is suspected, connect with the mobile operator. Final Thoughts As you explore using UPI for every transaction and move towards being cashless, it is always advisable to learn about UPI frauds and tips to prevent them. Some basic tips are frequent monitoring of your account, using trusted apps, avoiding public Wi-Fi, enabling 2FA, and changing the UPI PINs. At Stashfin, we prioritise customer satisfaction and offer security to the users. In the digital era, the platform understands the importance of protecting personal data. Advanced security measures provide peace of mind so that you can use the services without worrying about getting into fraud. You can get UPI fraud protection insurance from Stashfin, an additional safety measure to cover financial losses due to fraudulent activities. Remember to be cautious and stay informed of the activities via your bank account or UPI ID. With the right precautions and tips, you can enjoy the benefits of a digital payment system without compromising security.
Insurance scams are fake schemes that trick people into paying for false or exaggerated claims. These scams can be hard to recognize, but knowing what to watch out for can help you stay safe. Here’s how to spot and prevent insurance scams: How to Spot Insurance Scams Unexpected Contact: Be cautious if someone contacts you out of the blue, claiming to be from an insurance company. If they ask for personal information or demand payment right away, it could be a scam. Deals That Are Too Good: If an insurance offer seems too cheap or promises big benefits for very little cost, it might be a scam. Compare it with offers from well-known companies. Pressure to Decide Quickly: Scammers often try to rush you into making a quick decision. A legitimate insurance company will give you time to think it over. Strange Paperwork: Look carefully at any documents you receive. If you notice misspelled words, unclear terms, or if there’s no proper address, it could be a sign of a scam. Check the Company: Research the insurance company online. Look for reviews and check if they’re registered with official bodies. If you can’t find much information or see bad reviews, be careful. How to Prevent Insurance Scams Verify Before Buying: Before you buy insurance, make sure the company is real. Use contact details from their official website to get in touch with them. Protect Your Information: Don’t share personal or financial details with people you don’t trust or through insecure methods. Ask a Professional: If you’re not sure about an insurance offer, talk to a trusted insurance agent or financial advisor to make sure it’s legitimate. By being careful and informed, you can protect yourself from insurance scams and keep your money safe.
In the current times, managing financial risk is of utmost importance as we all have witnessed the Covid-19 phase in our lives. This pandemic has guided each and every individual that life is unpredictable. However, two essential insurance products designed to ease down such risks are loan protection policy and critical illness insurance. At Stashfin, you can avail of both of them with just a single tap. Today, in this article, let's dive deep into these policies and understand their perks. Loan protection insurance It is largely an insurance plan that tends to cover mortgage repayments during emergency conditions. For example, in case you die, emerge as disabled, or lose your task, it guarantees that payments are made for a hard and fast duration. This protects your credit score, eases the load to your family, and allows you to be cognizant of restoration. Even though it's miles evident that there may be a value, the peace of thoughts this insurance offers is quite invaluable. Peace of Mind Knowing that your debt obligations will be met even if you encounter financial difficulties offers a sense of relief. This allows you to focus on recovery or job hunting without the added stress of unnecessary worrying about online fast loan repayment. Family Protection In the unforeseen event of death or critical illness, loan protection plan ensures that your family is not left with any financial burden. This can be particularly important if you have dependents who rely on your monthly income. Credit Score Protection If, by means of any risk, there's a default on mortgage reimbursement, it affects the credit score of the borrower in a very bad manner. Therefore, this sort of coverage ensures that the debtors preserve very good credit records. Critical Illness Insurance It is a type of health insurance that provides a lump-sum payment if the policyholder is diagnosed with a severe illness listed in the purchased policy. This payment can be used to cover medical expenses, supplement lost income, or handle any other financial needs that arise due to the illness. Financial safety This is one of the top benefits. It is a well-known fact that when suffering due to an illness, medical bills can quickly pile up. Therefore, insurance provides a lump sum payout upon diagnosis, regardless of the actual treatment cost. Peace of Mind This is manifestly a disturbing scenario. However, whilst you are conscious that you have monetary protection due to the critical illness insurance policy, it considerably reduces your stress and anxiety. Tax Benefits In our country, premiums paid toward crucial infection insurance are tax-deductible. This falls under the Section 80D of the Income Tax Act. Why Stashfin? We at Stashfin have one goal in mind: to offer the utmost ease and accessibility to all our potential customers. Our application is available on both the Play Store and the App Store, and we are also one of the leading personal loan providers. However, here is a step-by-step guide on how to avail these insurances from us: Visit our official website On the home page, click/tap on the Insurance section Choose the Insurance type which you want to avail Click/Tap on Buy Now You are good to go! So, if you want to avail the best critical illness insurance policy or loan protection insurance, then visit our website today! Final thoughts All in all, both these policies offer unmatched valuable protection but cater to different needs for obvious reasons. LPI safeguards your instant loan in case of unforeseen events, while the other policy i.e. the critical illness policy provides a financial buffer during a critical illness.
While we plan something in our life, surprising activities might disrupt its stability. In such conditions, debt can become a burden, mainly if the loans are of huge amounts. This is in which Loan Protection Insurance steps in as a protection tool, providing whole peace of thoughts by safeguarding your budget to some point during such tough instances. Today, in this article, we'll apprehend how this facility works, its top benefits, and why you have to go with Stashfin for such a facility. What is loan protection insurance? What are its top benefits? As the term suggests, it is basically an insurance plan that covers loan repayments during emergencies. For example, if you die, become disabled, or lose your job involuntarily, it ensures that payments are made for a set time period. This protects your credit score ultimately, eases the burden for your own family, and allows you to be cognizant of restoration. Even though it's far obtrusive that there may be a value concerned, the peace of mind and monetary protection LPI gives may be invaluable. Peace of Mind Knowing that your debt obligations will be met even if you encounter financial difficulties offers a sense of relief and peace of mind. This allows you to focus on recovery or job hunting without the added stress of worrying about loan repayment. Family Protection In the unforeseen event of death or critical illness, loan protection ensures that your family is not left with the burden of your debts. This can be particularly important if you have dependents who rely on your monthly income. Credit Score Protection If, by any chance, there is a default on loan repayment, it impacts the credit score of the borrower in a very negative way. This makes it hard for them to secure credit in the future. Therefore, this type of insurance ensures that the borrowers maintain a good credit history even during difficult times. Financial Security One of the significant advantages of a loan protection plan is the financial security it provides. In tough times, when borrowers might be unable to meet their loan obligations due to health issues or job loss, insurance coverage prevents defaults and potential legal complications. Why Stashfin? As one of the leading personal loan and insurance platforms, we offer various types of insurance with a single tap on your smartphone. Visit our official website On the home page, tap on the insurance section in the header Go to loan protection Out of the four options, choose Loan protection Buy now! The premium amount here is only Rs 999/-, which is to be paid for 12 months. It offers coverage of up to Rs 2,60,000/-. What's Covered Complete protection of your outstanding Loan: Up to 1,00,000 mWallet + UPI Fraud Protection: Up to Rs. 50,000 Protection in case of offline, online, and digital fraud Emergency Cash Advance: Hotel bill settlement in India and abroad up to the limit specified (India and Broad) Emergency Services: Return transportation to the base location (India and Broad) Convenience: Hassle-free replacement of PAN 24X7 Assistance: Always there to help you What's Not Covered Charges which are not being reimbursed by Banks or Financial institutions Forgery: loss incurring directly or indirectly from an act of forgery Intoxication: loss incurred while under the influence Please refer product T&C for a complete list of exclusions Final thoughts Securing the best loan protection insurance is a proactive step towards financial stability and peace of mind. Keep in mind that the right insurance policy not only safeguards your financial health but also provides a safety net that allows you to navigate ups and downs with confidence.
In our country, education is undoubtedly a stepping stone to social mobility and a brighter future. Here, for parents, planning the best education for their infant is paramount amidst the rising cost of education. This is where the Child Education Insurance Plan (CEIP) steps into the game! It offers a very structured and secure way for parents to save their child’s educational needs. Today, in this article, let’s dive deep into the key reasons why Indian parents opt for this plan. What is a Child Education Insurance Plan? Why do people opt for it? As the term suggests, it is basically a financial tool in our country to secure your child’s education. In this format, you tend to pay premiums regularly, and the plan guarantees a lump sum payout at maturity to certain cover expenses like college fees. Moreover, if you pass away, the policy often continues paying, ensuring adequate funds for your child’s education. CEIPs offer tax benefits and come in various forms to fit your needs. Planned Savings This policy encourages a habit of consistent saving. By paying premiums consistently over a set time period, you tend to create a steady flow of funds for your child’s bright education. Assured Maturity Benefit & Peace of Mind Similar to endowment plans, CEIPs offer a guaranteed maturity benefit upon policy completion. This acts as a corpus specifically designated to cover education-related expenses. Knowing that you are backed up by the best child education insurance plan in India offers immense peace of mind! Protection Against Unforeseen Events Life is unpredictable. A major pro here is the built-in life cover for the parent so therefore, in the unfortunate event of the partent’s passing, the policy often continues to receive payouts as mentioned above. This financial protection acts as a safety net for the child's educational aspirations. Tax Benefits CEIPs offer attractive tax benefits. This falls under the Section 80C of the Income Tax Act, 1961. The premium paid towards the plan is partially deductible from taxable income, offering tax relief to parents. What are the details of Child Education Insurance Plans? If you are planning to avail this facility, Stashfin instant personal loan is here for you. You can avail ths facility by paying a premium of Rs 599/- only and get coverage upto Rs 2,00,000. The tenure here is 12 months. Inclusions In case of death or partial total disability of the end user, the policy provides coverage. Child education expenses for the user will be covered up to 2 lacs under this policy. Exclusions The policy excludes coverage for individuals whose occupation involves hazardous activities. Examples of such activities include working with explosives, underground mining, or dealing with electrical installations with high tension supply. Individuals engaged in these occupations are not eligible for the coverages provided by this policy. How to avail this facility from us? With just four simple steps, you are good to go to avail the best insurance for child education from us Visit our official website On the home page, click/tap on the Insurance section Choose Child Education Protection Click/Tap on Buy Now Final thoughts CEIPs offer a powerful combination of benefits for parents in our country and are a must-avail deal. They promote disciplined saving, guarantee a lump sum for education, and protect your child's future in case of unforeseen events. By carefully considering your needs and comparing plans, you can find a CEIP that empowers you to invest in your child's brightest future. So, what are you waiting for? Explore Stashfin today for child education insurance!
All set for the summer trip? Your bags are packed, tickets are booked, accommodations are confirmed, and your dream vacation is just around the corner. However, amidst all the excitement and anticipation, have you considered the unexpected? This is where travel insurance steps into the game, offering armour that transforms a stressful situation into a minor inconvenience. Cancellations of flights, unexpected illnesses or even lost baggage can turn paradise into a panicky situation which might disrupt your meticulously planned trip. Today, in this blog, let’s explore the multitude of benefits insurance offers and understand why it’s an essential ingredient for a stress-free journey. What is travel insurance? Why is having one essential? As the term suggests, it is basically a type of insurance that covers your travel period while travelling domestically or internationally. It is a safety net designed to offer you financial protection in case of unexpected events that disrupt your trip. Remember that it tends to cover a range of situations that could cause you to lose money or incur extra expenses while travelling. Furthermore, it reimburses these costs, minimizing and cutting down the financial blow to the travellers. Sounds like a significant relief, right? Peace of mind What’s the most important thing for your overall well-being? Your peace of mind! You are well aware that life is unpredictable, and if, by any chance, you are forced to cancel your trip entirely for a genuine reason, domestic travel insurance Indiax can quickly reimburse your non-refundable and prepaid expenses. Luggage? If you find yourself in such a panicky situation, there is no need to worry. Although it’ll definitely be a hassle, insurance offers compensation for the value of your lost, stolen, or damaged belongings. This helps one replace essentials and get back to focusing on the trip. Medical emergencies Medical care in another country can be much more expensive than what is offered here in India. If, god forbid, you or anyone else requires hospitalization or emergency surgery during your trip, travel insurance international can act as a financial safety net, covering the expenses. Delays Missed connections, flight cancellations, or harsh weather can cause travel delays. Travel delay coverage is there to reimburse you for additional meals, accommodation expenses, or even essential purchases incurred due to the delay. Why Stashfin, and how to avail insurance from us? One of the leading platforms, Stashfin, offers travel insurance online to those planning to travel or take a vacation. Along with insurance, we also offer the facility of a personal loan without charging any rate of interest. Yes, you heard it right. This means that you have to pay us back the exact amount you borrowed from us in the first stage. Here are the top advantages of the insurance offered by us: Extensive coverage for various emergencies. Cash assistance in India up to ₹ 10,000 & hotel assistance in India up to ₹ 40,000 mWallet + UPI Fraud Protection : Up to ₹ 10,000 with 10 days pre-reporting period 1 click to block all cards through OneAssist App 24X7 Assistance: Always there to help you Step by step guide on how to avail the best international travel insurance from Stashfin Visit our official website On the home page, click/tap on the Insurance section Choose Travel Insurance Click/Tap on Buy Now You are good to go! Final thoughts Never let your unforeseen circumstances turn your adventure into a nightmare. With Stashfin’s travel insurance as your travel companion, you can explore with confidence. So, leave all the stress behind, pack your bags, and push the start button with peace of mind! Download our application now!
Mahindra has officially launched the XUV 3XO, a facelifted version of the XUV300, starting at Rs. 7.49 lakh (ex-showroom). This revamped model aims to redefine its segment, shedding its outdated identity and taking on rivals like Tata Nexon and Maruti Brezza with a host of new features and a modern design. Sleek Design and Dimensions The Mahindra XUV 3XO maintains similar dimensions to its predecessor, measuring 3,990 mm in length, 1,821 mm in width, and 1,647 mm in height, with a wheelbase of 2,600 mm. However, its design has seen significant updates inspired by Mahindra’s Born-Electric lineup. The front features a two-part grille with a chrome-finished triangular motif, sharper nose, stylish LED daytime running lamps, and a redesigned bumper. The new alloy wheels in dark chrome and a full-width LED light bar at the rear add to its contemporary look. Mahindra offers the XUV 3XO in seven exterior colors, including dual-tone options for higher variants. Luxurious Interior and Cutting-Edge Features Inside, the XUV 3XO boasts an all-new dashboard shared with the XUV400 EV, featuring soft-touch materials and a gloss black finish. The centerpiece is a 10.25-inch free-standing touchscreen infotainment system, paired with a fully digital TFT instrument cluster. The updated center console and revamped steering wheel enhance the cabin's modern feel. The dual-tone black and beige interior theme remains, but the standout feature is the segment-first panoramic sunroof, measuring 940 mm by 870 mm. The XUV 3XO comes packed with features like dual-zone climate control, wireless charging, ambient lighting, a 360-degree camera, leatherette seats, and a premium Harman Kardon audio system. The Adrenox Connect suite offers advanced in-car connectivity, while the drive modes (Zip, Zap, Zoom) borrowed from the XUV700 add versatility. Enhanced Safety with Level-2 ADAS Safety is a top priority in the XUV 3XO, which includes the coveted Level-2 ADAS features, providing a significant edge over competitors. This suite includes forward collision warning, lane departure warning, auto emergency braking, traffic sign recognition, high-beam assist, lane keep assist, adaptive cruise control, and smart pilot assist. Additional safety features include up to six airbags, a tyre pressure monitoring system, rear disc brakes, ESP, roll-over mitigation, ISOFIX anchors, electronic parking brake with auto-hold, hill-start, and hill descent assist. Powerful Engine Options The XUV 3XO retains its diverse engine lineup: A 1.2-litre turbo petrol engine (110 PS, 200 Nm) A 1.2-litre TGDI petrol engine (130 PS, 250 Nm) A 1.5-litre diesel engine (117 PS, 300 Nm) Transmission options include a 6-speed manual, a 6-speed torque converter automatic, and a 6-speed AMT for the diesel variant. Competitive Pricing The XUV 3XO is priced aggressively, starting at Rs. 7.49 lakh, making it a formidable contender in the compact SUV market. Notably, the MX2 PRO variant with a panoramic sunroof starts at Rs. 8.99 lakh, making it the most affordable car in its class with this feature. With its comprehensive upgrades and competitive pricing, the Mahindra XUV 3XO is set to challenge its rivals effectively. As you consider the Mahindra XUV 3XO, it's essential to remember the importance of motor insurance. Comprehensive insurance not only covers damages from accidents and natural disasters but also provides financial protection against theft and third-party liabilities. Given the advanced safety features and cutting-edge technology in the XUV 3XO, ensuring your vehicle with a robust insurance plan will safeguard your investment and provide peace of mind. By combining the XUV 3XO’s innovative features with the security of a comprehensive insurance policy, you can enjoy a worry-free driving experience.