Planning to avail a personal loan? Well, life can be unexpected at several stages and tends to throw arrows at you. Sometimes, these sharp arrows come in the form of urgent financial needs. This is where we step into the game and ensure that no individual faces any financial issue.
Whether it’s a sudden vehicle breakdown, a long pending bill payment or a much-needed refurbishment of your space, all you need to do is download the Stashfin app on your smartphone.
Today, in this blog, we’ll understand everything about such loan facilities in India.
What is a short-term personal loan? What are its top advantages?
As the name implies, it is a quick financial solution designed to bridge temporary cash flow gaps. Unlike traditional personal loans, which have repayment periods that last for many years, such loans are meant to be repaid within a shorter time frame, which is 36 months when you choose us. Also, the Personal Loan Interest Rate is quite lucrative, pulling more and more individuals towards this facility.
Moreover, you need not worry about putting down any valuable assets while availing of such facilities as they are totally based on your creditworthiness and income.
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No Collateral required
The top advantage of such loans is that they don’t require any collateral. This means that you don’t have to pledge any of your valuable assets, and they are safe at all times.
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Super Easy
There is no need to leave your comfort zone and go anywhere. Just download our application on your smartphone, and you are good to go. Once you apply for Low Interest Personal Loan Online at Stashfin, which offers the best loan, you save time and energy.
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CIBIL score improvement and enhancement
Once you have taken advantage of this facility, make sure that you pay it off on time. Moreover, even before taking advantage of it, ensure you have a proper action plan in mind. This will enable you to improve your ongoing credit score, showcasing you as a responsible borrower.
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Fixed Monthly Payments
Such loans come with a fixed and predetermined repayment schedule. This means you’ll have a set monthly payment amount throughout the tenure. The overall feasibility of this plus point helps the borrower know how much they have to shell out every month out of your pocket.
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Zero Percent Interest Rate
At Stashfin, you get this facility without any rate of interest On Personal Loan. This means that you have to pay us back the exact amount you borrowed from us initially.
How to avail loan from Stashfin?
Our application is available on both Android as well as iOS. You can even explore our official website and apply for the same. Once you have applied and your application is approved, the amount will be credited to your account within no time. Here is a step-by-step guide:
- Download the app from the Play Store/App Store
- Sign up using your mobile number
- Add your personal details to check your credit limit
- Complete KYC, and you will be good to go!
With just four easy steps, you can apply for Personal Loan India using our application.
Personal loan eligibility checklist
- Aadhaar Card
- PAN Card
- Last six months complete bank statements
- Indian Citizen residing in India
- Age above 18
- Current Employment proof
- Monthly salary of Rs 15,000/-
- Bank Account
- Valid Identity
- Address Proof
Final thoughts
Such loans offer quick financial relief for unexpected needs and are quite trending these days. If you are planning to avail financial assistance, this is the best method to do so!
So, what are you waiting for? Download our Best Loan App In India now.