Diwali is here, and it’s time to book tickets back home, pack your bags, and reunite with your loved ones. With all the excitement of travelling, we often forget about the unexpected events that can cancel our plans. What if your flight gets delayed or cancelled or your luggage goes missing?
The joyful, festive spirit can quickly turn the situation around. That’s where travel insurance steps in and saves the day. It ensures your journey remains smooth and allows you to focus on the festivities. This blog will explore why insurance can be a perfect financial choice when planning a Diwali trip back home.
Why Do You Need Travel Insurance for Your Diwali Trip?
Diwali is one of the busiest travel festivals for professionals visiting home to celebrate with family and friends. While you make plans, it’s essential to be prepared for unforeseen situations like lost luggage or flight cancellation. Here’s why having travel insurance is necessary for the trip:
- Flight Delays or Cancellations: The festive rush may lead to delays or cancellations due to overbookings. The insurance ensures that you are compensated for the non-refundable expenses.
- Loss of Luggage: There might be a situation where your luggage gets lost or delayed. The insurance provides compensation for the belongings, so you don’t have to bear the expenses.
- Cash and Hotel Assistance: If you’re stuck somewhere due to unforeseen circumstances, the insurance provides cash and hotel assistance up to a certain amount.
Why Choose Travel Insurance Over Personal Funds?
While professionals think they don’t need any insurance for unexpected expenses and can use their savings, here are some reasons why opting for travel insurance is better than using personal funds:
- Knowing your travel and unexpected expenses are covered gives you peace of mind and allows you to enjoy the trip without worries.
- In case of any major incident, the insurance provides financial relief, and you don’t have to drain your funds or savings.
- The insurance provides coverage for various scenarios to ensure you’re protected.
Benefits of Buying Travel Insurance Online
With technological advancements, busy professionals can apply for insurance via online applications, making it an easy and convenient option. Here are some benefits of buying travel insurance online:
- You can compare various online platforms and choose the right one from anywhere and anytime.
- Online platforms offer assistance 24/7, so you’ll have customer support access whenever needed.
- Tailor your insurance as per your plans, ensuring the right coverage is provided.
- The process is quick and convenient, making it easy for professionals to apply, activate, and start the journey without stress.
Stashfin: Your Trusted Partner in Travel Insurance
Stashfin, one of the top financial services platforms, offers comprehensive and best travel insurance India. With coverage for emergencies and affordable premiums, Stashfin ensure you have a safe, peaceful, and joyful Diwali trip back home.
Check out the benefits of choosing Stashfin:
- Once your insurance is activated, you’ll get 24/7 assistance, and Stashfin will ensure that they’re available for you in any situation.
- The application process is quick and convenient, and you can apply in just a few steps.
- Stashfin offers extensive coverage for various emergencies. Up to ₹10,000 is provided as cash assistance, and ₹40,000 is offered for hotel assistance.
Here are the coverage details:
- Coverage Up To: ₹60,000
- Tenure: 12 Months
- Premium: ₹189
Tips for Managing Your Diwali Trip
To make sure you have a safe and memorable trip this Diwali, consider the following tips:
- Avoid last-minute price hikes and book tickets and accommodations as early as possible.
- Calculate the cost of your trip, and it is advised to make a budget.
- Keep yourself informed about the latest news and travel advisories of your destination. Also, stay updated regarding your flight or train status to avoid cancellations or delays.
- Pack light so you can take the belongings in a handbag and avoid loss or breakage of luggage.
- Make sure to get travel insurance and secure your trip completely.
Conclusion
Diwali is the time to celebrate with your loved ones, and we don’t want you to spoil your well-deserved break. With Stashfin insurance, you’ll have trip coverage without worrying about any unexpected events. From budget-friendly premiums to 24/7 support to cash and hotel assistance, Stashfin ensures a safe and memorable journey.
Remember to make a budget, plan your journey, make all the bookings early, pack light, stay updated about recent events, get insurance from the best provider, and have a secure trip.