What Makes Stashfin One of the Best Credit Line and Personal Loan Apps in India?

Best Loan App | StashFin

Enjoy the power of instant money with Stashfin – India’s fastest, easiest, safest, and smartest Credit Line and Instant loan App. Stashfin is powered by Akara Capital Advisors Private Limited, an NBFC duly registered with Reserve Bank of India (RBI). With its quick and easy application process, the Stashfin Instant loan app lets you enjoy a credit line of up to ₹10,00,000 at low-interest rates and flexible repayment plans that are best suited to your needs.

✔ Credit Line
✔ Pay interest only on the funds you need
✔ Credit line ranging from ₹1,000 to ₹5,00,000 straight to your bank account
✔ Repayment period: 3 to 36 months
✔ Minimum documentation, instant approval, and quick disbursal

We also provide funds as low as ₹1,000 to ₹5,00,000 and are operational across India.

In matters of funds, one size doesn’t fit all and we offer you the choice of picking a credit line best suited to your needs and help you take control of your finances. We offer interest rates ranging from 9.99% – 35.99% APR (Annual Percentage Rate), the rates may vary on a case-to-case basis. A low processing fee is charged in certain cases and there are no hidden costs.


  • Amount: ₹10,000
  • Tenure: 3 months
  • Rate of Interest: 11.99% p.a.
  • Processing Fee: ₹0
  • Total Interest: ₹167
  • EMI: ₹3389
  • APR: 11.99%
  • Amount Disbursed: ₹10,000
  • Total Repayment Amount: ₹10,167

Sample Monthly EMI with Sample Principal and Interest
EMI Principal Interest

₹3389 ₹3305.74 ₹83.25
₹3389 ₹3333.26 ₹55.73
₹3389 ₹3361.01 ₹27.98

How does Stashfin App Work?

  • Download the Stashfin App and register
  • Fill in your details and upload verification documents
  • Once verified the final application status can be checked on the App. You will also be notified of your approval status via SMS
  • Once approved, E-sign the loan agreement and the approved amount will be disbursed to you within 5 minutes. SMS notification will be sent to your registered number notifying the same

Eligibility Criteria

✔ Indian Citizen
✔ Above the age of 18
✔ Must have a source of income (either salaried or self-employed)

Documents Required

  • Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License)
  • Identity Proof (PAN ID)

In some cases, you may be asked for the following documents

  • Bank Statement
  • ITR/ GST Paper

Operational across India

Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon), Mumbai, Thane, Pune, Hyderabad, Chennai, Bangalore, Indore, Chandigarh, Panchkula, Pithampur, Bhiwandi, Zirakpur, Kharar, Kolkata, Jaipur, Udaipur, and more.

Given the surge in the demand, players like Stashfin have exclusive offers and benefits for their consumers such as Instant funds up to Rs. 5 lacs, direct bank transfers, attractive interest rates, instant approvals, quick process, which is completely digital, exclusive rewards.

To apply for a Stashfin loan, you can download the app here Stashfin – Credit Line & Funds – Apps on Google Play or here Stashfin iOS App or apply on the website Stashfin

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