Obtaining a personal loan can be a prudent decision during Diwali, as it furnishes a financial boost to enhance your celebration of this festive occasion with zest and opulence. Diwali, characterized by decorative splendour, gift exchanges, and social gatherings, benefits from the immediacy of a personal loan, which doesn't necessitate collateral, enabling you to cover expenses and establish a more vibrant and unforgettable ambiance within your abode. The flexibility of repaying the loan through manageable monthly installments allows you to disperse the expenditure and relish the festivities without straining your financial resources. While personal loans can amplify your Diwali celebrations, it is imperative to employ them responsibly. Ensure you can comfortably meet the loan repayment obligations without burdening your finances and remain mindful of your overall budget. What is a personal loan? A personal loan is a borrowing option that does not require collateral and is available to individuals from banks, credit unions, or online lenders, serving many personal financial needs. In contrast to secured loans like mortgages or auto loans, personal loans do not mandate the provision of assets like homes or vehicles as security. The approval of a personal loan hinges primarily on the borrower's creditworthiness and capacity to meet repayment obligations. You can also avail of a loan using our personal loan app! Why opt for personal loans? Unsecured Nature Personal loans lack the backing of assets or collateral. Lenders grant approval based on the borrower's credit history and income. Stable Interest Rate We frequently feature a fixed personal loan interest rate, meaning the interest rate remains constant throughout the loan's duration. This aids in budgeting for monthly payments. Versatile Usage Personal loans that we offer can be utilized for various purposes, such as debt consolidation, covering medical expenses, funding home improvements, financing education, or even facilitating a vacation. Credit-Dependent Lenders evaluate the borrower's credit score and history to determine eligibility and the interest rate offered. Typically, a heightened credit score tends to result in a reduced interest rate. Defined Loan Term A Personal loan adheres to a predetermined repayment period, typically one to seven years. Borrowers make consistent monthly payments until the loan is ultimately settled. Prompt Fund Access Personal loans typically involve a straightforward application process and the swift disbursement of funds, making them suitable for addressing unforeseen financial needs. Repayment Schedule Borrowers are obliged to repay personal loans through fixed, periodic installments, often on a monthly basis, until the loan is fully satisfied. How can personal loans elevate your Diwali celebration? Personal loans can enhance your Diwali festivities in a multitude of ways: Elevated Decor They furnish the financial means to embellish your residence with exquisite decorations, luminous lights, and festive adornments, transforming your living space into a visually captivating and welcoming setting for the celebrations. Generous Gifting During Diwali, the exchange of gifts is a cherished tradition. A personal loan can assist you in procuring thoughtful and significant gifts for your family and friends, strengthening bonds, and enhancing the memorability of the occasion. Reunions and Travel If your loved ones reside in different cities or countries, a personal loan can facilitate your travel plans, enabling you to reunite with them and celebrate Diwali together. Home Refinement Diwali symbolizes a fresh start, and personal loans can fund home improvements or renovations, creating a more comfortable and inviting environment for guests during the festive season. Financial Adaptability Personal loans offer financial flexibility by permitting you to manage your Diwali expenditures over time through fixed monthly payments, enabling you to celebrate without straining your immediate financial resources. How do you avail of personal loans using Stashfin? Follow the steps written below and get yourself a personal loan: Install the app from either the Play Store or the App Store Register with your mobile number Input your personal information to assess your credit limit Fulfill the KYC requirements You'll be all set to proceed! Conclusion A Personal loan and its competitive personal loan interest rate can contribute to enhancing the Diwali experience by providing the necessary financial resources to create a festive ambiance, exchange meaningful gifts, host lavish feasts, and engage in heartwarming reunions. Striking a balance between financial flexibility, prudent borrowing, and sound budgeting enables individuals to embrace this special occasion while safeguarding their financial well-being fully. As we bask in the radiance of Diwali, may it illuminate our lives with prosperity, happiness, and prudent financial choices.
When we imagine getting an instant personal loan, we might picture people standing in line, waiting for many extra steps, and feeling frustrated. But thanks to technology, things have changed a lot in the world of lending. You don't have to go anywhere today to get a personal line of credit. All you need is your smartphone with the internet. Especially in urgent situations, this type of loan can be really helpful for meeting your needs. There are moments when people need money quickly and without any complications. That's where a personal loan comes in handy! What are the 9 benefits of choosing an online loan app? 1. Paperless Documentation When you opt for an online loan app, you can skip the trips to banks or offices. Instead, you can upload the required documents on the app or website. 2. Simple Application Well-known banks, institutions, and companies offer quick loans with an easy and efficient application process. Stashfin, for example, provides instant personal loans through a straightforward process. Just download the app or visit their website, sign up, upload documents, and wait for approval. 3. Speedy Approval Traditional loan applications used to take days or even weeks for approval. But with online loan apps, the average approval time is now measured in minutes. Stashfin's instant loan app can get your loan approved within hours. 4. Flexible Amount and Tenure Instant personal loans offer flexibility in choosing both the loan amount and the repayment duration. 5. 24/7 Accessibility An Online loan app is available round the clock. Just download it and apply for a loan whenever you are in need of financial help. 6. Convenience No more waiting in banks for hours. With user-friendly online loan apps, you can easily apply for an instant personal loan from your comfort zone. Download the app and apply. It's quick and hassle-free. 7. Versatile Use Online loan apps allow you to use the money for various purposes, whether personal or business-related. You don't need to explain the reason for the loan. 8. Direct Bank Transfer Online loan apps often provide a direct transfer option, ensuring you get the approved loan amount without delays. 9. Small Loans These apps offer small personal loans, making it convenient for your needs. So, next time you need a small loan, consider using an online loan app for its benefits. How to Get a Loan Online from StashFin? Follow these steps for a hassle-free small loan from StashFin a personal loan app: Download this app from the Play Store/App Store Sign up using your mobile number Add your personal details to check your credit limit Complete KYC and you are good to go for an instant personal loan online! The realm of financial emergencies is characterised by unpredictability. With StashFin at your side, these concerns can become a thing of the past. Embark on your journey to financial stability by applying for small loans through StashFin today. Conclusion The lengthy and exhausting process of obtaining conventional personal loans. Having grasped the benefits of utilising an online loan app, take the next step by downloading the Stashfin Personal Loan App. This will grant you access to a diverse range of loan options, including personal loans, vehicle loans, consumer loans, and more.
In recent years, there has been a remarkable surge in personal loan app popularity in India. These apps offer a convenient and efficient way for people to access funds without the burdensome paperwork and lengthy waiting periods typically required by traditional lending institutions. With these innovative apps, individuals can secure funds quickly and effortlessly, empowering them to meet their financial needs promptly. What is a personal loan? It is a type of unsecured loan that individuals can borrow from banks, credit unions, or online lenders to fulfill their personal financial needs. Unlike loans that are taken for specific purposes, such as home loans or car loans, these loans can be used for a variety of reasons, including medical expenses, debt consolidation, home improvements, education expenses, wedding expenses, or any other personal financial requirement. What are the key features of personal loans? Flexible Loan Amount They provide borrowers with a specific loan amount upfront, which is to be repaid in fixed installments over a predetermined period. Flexibility in use Personal loan provide unmatched flexibility in facilitating you to do what you wish. Want to get married? Sure. Do you want to repair your home? Sure. There are almost limitless ways you can use a loan. Fixed Interest Rate These loan types generally have a fixed interest rate throughout the loan tenure. This allows borrowers to plan their repayment schedule and budget more effectively. Flexible Repayment Terms The repayment terms here typically range from a few months to several years, depending on the lender and the loan amount. How to get a personal loan? I began my journey by researching various online lenders in India to get personal loans. I read reviews, compared interest rates, and scrutinized the eligibility criteria. After careful consideration, I selected Stashfin! Here is a step-by-step guide on how to avail loan from the Stashfin app: Download the app from the Play Store/App Store Sign up using your mobile number Add your personal details to check your credit limit Complete KYC, and you are good to go for a Personal loan The convenience and efficiency of personal loan apply online lending save a lot of valuable time during a challenging situation. Conclusion In the current age, loan app have disrupted the lending industry, providing individuals with a convenient and efficient way to access funds when needed. These apps have democratized lending, offering financial opportunities to a wider range of individuals. With continued advancements in technology and a focus on customer-centric services, personal loan apps are likely to continue changing the game of lending, driving financial inclusion and empowering individuals to achieve their financial goals.
Whether looking to fund your higher education, a foreign trip, your wedding, or any of your other goals, one thing which can help you out when everything else fails is a personal loan. A personal loan app helps by funding your dreams, as they allow you to make certain decisions that would not be possible otherwise without begging for money from your friends or family. It enables a person to be financially conscious and choose their future accordingly. What is a personal loan? A personal loan is a way of borrowing money in a usually unsecured manner to fund certain things. Unlike specialized loans like a home loan to purchase or renovate a home or plot of land, personal loans don’t have an end-use clause and can be used for any number of reasons, from funding your child's education to planning a foreign vacation. Due to its unsecured nature, this might have slightly higher interest rates and approval criteria depending on your credit score and credit history. A higher credit score and good credit history are required to establish you as a credible lender and offer lower interest rates. Why should you avail of a personal loan? Although an online personal loan apply is an excellent option for many people, it is not for everyone. Still, it might benefit everyone with a planned investment coming in the future or an urgent need for cash they have yet to prepare for. This encompasses everything from medical emergencies to paying off your debts to fund a foreign trip. A personal loan has nearly infinite value if you plan for it properly. One thing to keep in mind when thinking about getting one is to plan your finances, assess your income and your liabilities/how much you spend, and ensure that the loan's EMI does not exceed 40% of your income. What are the best personal loan apps? The credit market in India is booming, with dozens of players entering this space, making it confusing to figure out which one to choose. However, this has also made it a lot better for most people, providing them unprecedented access to funds if they can repay it. Here are top three personal loan application I have used: Stashfin Stashfin blew me away at how easy and convenient it was. I disregarded it initially when my friends recommended it, but I can definitively say it is India's best loan app after using it. It offers loans up to Rs 10 Lakhs at competitive interest rates. It is easy to get a personal loan apply within minutes, and get the money to use within hours. MoneyTap MoneyTap is another app that I have used, and it offers loans worth up to Rs 5 Lakhs for low-interest rates based on the partner bank and your credit profile. HDFC Bank HDFC offers a quick and convenient way of getting a loan up to Rs 40 Lakhs if you are their customer. They allow pre-approved loans with fast approval if you have an income of more than Rs 25,000 per month. Conclusion Thus, personal loans can help people secure their dreams and achieve their goals when they might not have the means. It enables people not only to dream but also provides them with the choice to take on those challenges head-on and be able to achieve them. These are some of the best loan apps I have used, which allow me to apply personal loan, and you can use them too to secure the funding to achieve your goals.
If you are looking for a personal loan, then you might be very well aware that many factors come into play for the personal loan application approval. From credit score, income to even employment stability, there are tons of factors considered. At Stashfin, once such factors are scanned, the loan is approved instantly, and the potential borrower gets the loan amount instantly deposited in the account. This makes the whole procedure quite efficient and fast, giving financial stability to the required borrower. What is a personal loan? As the name implies, it is a type of loan that you can borrow from a financial institution, such as a bank, credit union, or online lender, for personal use. It is usually an unsecured loan, which means that you don’t need to provide collateral, like a house or car, in order to secure the loan. On the other hand, unlike loans designed for specific purposes, such as car or home loan, this loan can be used for a wide range of purposes. These can be debt consolidation, home improvement, medical expenses, education, etc. So, what are you waiting for? Come to Stashfin and start the personal loan apply process now! What are the factors influencing personal loan approval? Credit Score It is basically a numerical representation of your creditworthiness based on your credit history. This score reflects your past borrowing and repayment behaviour. Keep in mind that higher credit scores increase the chances of loan approval, while lower scores have the opposite impact. Income The income of the potential borrower is considered by the lender in order to evaluate your ability to repay the loan. They may ask for income proof after you initiate a loan apply online, and a higher income positively influences loan approval. Employment Stability Lenders may consider the stability of your employment or business. So, having a steady job or a business with a consistent income can enhance your chances of loan approval. Debt-to-income Ratio (DTI) It is a measure of your monthly debt obligations relative to your income. Lenders basically use this ratio to determine your ability to handle additional debt. Generally, a lower DTI is preferred, as it indicates a lower risk of default. Existing Financial Obligations The lenders consider another very important factor, that is existing debts. These are home, car loans, credit card balances, and other personal loans. Remember that such obligations undoubtedly affect your debt burden and can impact your financial ability to repay a new loan. How to avail of a personal loan? We at Stashfin, one of the top rated personal loan app available, ensure that all our potential borrowers face no hassle while availing of such a loan. With just a few simple steps, the borrowers are more than good to go. You can easily visit our official website or simply download our application on your Android smartphone or iPhone. Download the app from the Play Store/App Store as per your device preference Sign up accordingly using your mobile number Add your personal details to check your credit limit Complete KYC and you are good to go! Conclusion So, before you initiate an online personal loan apply, keep the above-mentioned points in mind, which can affect your approval. If you do this before applying, you are in for a smooth application process without any kind of hassles.
If you are looking for a personal loan, remember you don’t need to go anywhere. It is obvious that in the current digital era, you might be well equipped with an internet-enabled smartphone. Especially after the Covid-19 outbreak, more and more people depend on such applications instead of visiting financial institutions. Keep in mind that before availing an immediately personal loan, it is advisable to carefully consider the terms, rate of interest, fees and repayment schedule. This should clearly align with your financial situation and needs. What is a personal loan? It is a type of loan that individuals can borrow from a financial institution for various kinds of personal expenses. Unlike loans for specific purposes like car loans or mortgages, these loans are usually unsecured. This means they do not require collateral such as a house or car. These loans typically provide the potential borrowers with a lump sum of money repaid over a fixed period in regular instalments. Keep in mind that the borrower’s creditworthiness, income, as well as other factors, may affect the rate of interest and the amount they can borrow. Individuals use this loan for a wide range of purposes, such as debt consolidation, home improvement projects, medical expenses, wedding expenses etc, or any other personal financial needs. The flexibility of these loans makes them attractive to individuals who need funds for various reasons. What is a personal loan app? It is a mobile application that allows individuals to apply for and manage personal loans conveniently from their smartphones or tablets. These apps provide a user-friendly interface, allowing users to complete the loan application process, submit necessary documents, track the loan status, and manage loan repayments all in one place. These apps usually offer a streamlined and digitized experience, making it easier and more convenient for users to access financial services. What are the benefits of using an instant loan app? Convenience One of the primary benefits of using such an app is convenience. One can easily apply for a loan anytime and anywhere using just an internet-enabled smartphone. There is no need to visit a physical branch or go through lengthy paperwork. Accessible These apps offer easy access to loan products for a wide range of individuals, including those who may have limited access to traditional banking services. It allows people to apply for loans, check eligibility, and even track loan details at their fingertips. Security We at Stashfin prioritize the security as well as privacy of user information. They employ encryption and other security measures to protect personal and financial data, ensure a safe overall experience. Speedy process Another perk of using such an app is its streamlined application process, enabling quick submission and processing of instant personal loan disbursal. The digital nature enables faster verification of documents and credit checks, resulting in quicker loan approval and disbursal. Transparent Personal loan applications offer clear and complete transparency information about loan terms, rates of interest, fees as well as repayment schedules. This helps borrowers make informed decisions about their loan options.
One of the trendiest ways to avail of instant funds for personal use is a personal loan. It has completely revolutionized how people avail funds and has been able to get more fan following than a credit card. A simple personal loan apply is initiated easily via your smartphone only, and you, as a potential borrower, need not go anywhere. Since the beginning, we have had one goal in mind, i.e. to offer convenience to all the customers as well as potential customers. What is a personal loan? As the term implies, it is a type of loan that offers borrowers funds for various personal financial expenses. These can be consolidating any ongoing debts, home renovations or improvements, paying medical bills, education costs, or even funding a family vacation. However, unlike specific-purpose loans (like auto loans or mortgages), personal loans are generally unsecured. This means they don’t require any collateral in order to secure it. However, some lenders may offer secured personal loans, which do not require any collateral. How to avail of a personal loan? Availing of this type of loan is as simple as ordering your favourite food snack simply from your smartphone. You just need the right application, an internet connection, and you are more than good to go. We at Stashfin primarily focus on feasibility and convenience. In the current era of digitalization, people avoid travelling to financial institutions and tend to save a lot of their energy, fuel, money and, most importantly, time. What are the pros and cons of a personal loan app? Pros Instant approval & disbursement Such applications have streamlined processes, utilizing technology and algorithms to assess your creditworthiness, hence make loan decisions quickly. If approved, funds can be disbursed straight to your account within a short period. Accessible Loan app personal may have more relaxed and easily eligible criteria than traditional lenders, making it relatively easy for individuals with limited credit history or lower credit scores to qualify. Convenient It allows you to apply for this loan type from the comfort of your home or anywhere with internet access. The entire process is entirely in line, saving a lot of time and effort compared to those old-school traditional loan applications. Transparent We at Stashfin, one of the most loved applications, offer clear and transparent information about Rate of interest, fees, repayment terms, and potential penalties. This enables the borrowers to make informed decisions and understand the costs associated with the personal loan. Cons Higher Rate of interest Personal loan apps may have higher interest rates compared to traditional lenders. It is essential to carefully review and compare interest rates to ensure you get the most favourable terms available. Limited Amounts While online personal loan application undoubtedly offers convenience, they may have specific limitations on the loan amounts they can provide. Therefore, if you require a huge chunk of money, you might need to explore traditional lenders. Scam potential There are many applications out there from which you need to be cautious and research the reputation and credibility of personal loan applications. Avoid paying exorbitant amounts of interest, hidden fees etc. Conclusion If you are looking for a personal loan, look nowhere else. At Stashfin, you’ll be able to receive the funds you require within a blink of an eye. Therefore, download this personal loan application, and you are good to go!
In the current digital age, managing financial requirements has become quite convenient and accessible than ever before. Especially after the Covid-19 outbreak, availing a personal loan has witnessed an upsurge, and moreover, the applications that offer it has been trending. A financial emergency can emerge at any point of time in an individual's life. Be it education expenses or medical expenses, immediate requirements of funds can arise at any time. This is when such a loan type comes into place. What is a personal loan? It is a type of unsecured loan offered by financial institutions, which is mostly availed via online financial institutions without even going anywhere. Unlike secured loans, for example, a home loan, which requires collateral as security, personal loans don't require any collateral. Instead, they are totally granted based on the creditworthiness of the borrower, income, and repayment ability. The usage of this loan varies from person to person and can include covered unexpected expenses, home renovation, education or funding an event/wedding. Using a personal loan app for your finance requirements is one of the best things you can do in the current era. Long gone are the days when people had to travel to their bank to avail such a loan. Why You Should Use An Online Loan App For Your Finance Requirements? Accessibility These applications offer unmatched accessibility, allowing users to access financial services anytime from anywhere. Unlike traditional loans that often involve physical visits to banks, such applications can be accessed easily via smartphones or other digital devices. This kind of accessibility ensures that individuals can apply for loans and manage their finances on the go without being limited to any banking hours or geographical constraints. Efficient Another prime advantage of online loan apps is the speed at which transactions can be initiated. The process for traditional loans can be time-consuming, requiring extensive paperwork, a lengthy approval period etc. On the other hand, these applications leverage digital platforms and automated systems, enabling smoother operations and approval. Convenient Here, potential users can complete the entire loan application process from the comfort of their homes without the need for multiple visits to any bank. In addition, we offer a user-friendly interface that simplifies every single process, allowing individuals to track every element in real time. This saves a lot of time, eliminates unnecessary hassle and enables the borrowers to manage finances efficiently. Secure We prioritise the security as well as the confidentiality of every individual on our loan app. Robust encryption techniques and secure servers to safeguard all the sensitive data have been well initiated by our team. It is a well-known fact that such elements offer users peace of mind, knowing that all their information is protected at all times. How to avail this loan? Availing of such a loan from Stashfin is super easy. You can easily visit our website or download our application via the App Store or Play Store. We focus on convenience and ease so that potential customers planning to take personal loan apply from our platform don't face any unnecessary hassle. Download the app from the Play Store/App Store Sign up using your mobile number Add your personal details to check your credit limit Complete KYC, and you are good to go!
Availing of a personal loan via a personal loan app is one of the simplest things one can do in the current era to avail of emergency funds. Instead of asking a friend or relative, this is a much better option. Stashfin ensures that the potential borrower faces no hassle and avails personal loan funds conveniently. Our application is user-friendly, and one can get the application approved within no time. What is a personal loan? As the name says, a personal loan is a type of loan that potential individuals can borrow from a recognized financial institution such as a bank or online lender in order to fulfil personal financial needs. Unlike car or home loans that can be used only for a specific purpose for obvious reasons, this type of loan can be used for a wide range of purposes. These are debt consolidation, home improvement, education expenses, medical bills, or a family vacation. What are its pros? Flexible These loans are generally versatile in nature and can be used for a wide range of purposes. This means that it provides the borrowers with the flexibility to address various financial needs, as mentioned above. No Collateral Most of these loan types that are availed from an instant loan app are unsecured, meaning they do not require any collateral. This ultimately eliminates the risk of losing an asset, such as a car or house, if, by any chance, the borrower defaults on the loan. Fixed Rate of Interest Many such loans have fixed rates of interest throughout the loan tenure. This allows the borrowers to budget and plan their repayment without worrying about fluctuations in interest rates. Improving Credit Scores Successfully managing and repaying a personal loan can positively impact credit scores. Basically, making timely payments demonstrates responsible financial behaviour, which may lead to improved creditworthiness. Instant Access Mostly, people avail this type of loan as they are in need of instant funds. So, once they apply, the application is approved quickly, and funds are credited within no time. How does the instant personal loan disbursal process work? The whole process of loan disbursal includes the below mentioned six steps: Online Application Potential borrowers apply for personal loan via an application provided by the lender. It requires filling out personal information, income details and providing necessary documents. Verification The lender verifies the borrower's identity and conducts a credit check to assess their creditworthiness. This process may involve validating personal information, reviewing credit history and assessing the borrower's ability to repay the loan. Approval If the potential borrower meets the lender's eligibility criteria and passes the credit assessment, the application is approved. However, the lender is only capable of determining the loan amount, rate of interest, repayment term etc. Acceptance of T&C Once the loan is approved, the borrower receives the loan offer with all the terms and conditions. Then, they review it and accept it at their convenience. Fund Disbursal After accepting the loan offer, the lender initiates the disbursal process. In case of availing an immediately personal loan, the amount is electronically to the borrower's bank account within a short period, often within a few hours or even minutes. Loan repayment The final step is the borrower's responsibility for repaying the loan according to the agreed repayment schedule. This involves making regular monthly payments that include both the principal as well as interest. Conclusion If you are looking for a personal loan, you just read the right article. However, keep in mind your needs following, which apply at our website or download our loan app from Play Store/App Store.
The days when you actually had to travel to a nearby financial institution to avail of such a loan are way behind. Now, it’s just you and your internet-enabled smartphone. Stashfin, a personal loan app, ensures you don’t need to get out of your zone, and everything can be quickly sorted easily. From consolidating debt, covering unexpected medical expenses, financing an event/wedding, making home renovations, to taking vacations, these types of loans can be used for any flexible purpose. What is a personal loan? As the term implies, it is a loan type that individuals can borrow from a financial institution to meet their personal financial needs. Unlike specific car or home loans that bound the borrower to use them for a particular purpose online, personal loans are generally unsecured, which means they don’t require collateral. When you, as a potential borrower, apply for this loan, you receive a lump sum amount and agree to repay it over a fixed tenure in regular monthly installments. The repayment terms here include an interest rate, which is the cost you pay for borrowing the money, and may also involve fees or even additional charges. Remember that the interest rate you qualify for depends on factors such as credit score, income, employment history, and the lender’s policies. What are the key factors affecting your personal loan interest rate? Credit Score Your credit score is a significant factor that lenders consider when determining your rate of interest for the loan. The higher the score, the lower the interest rate. The lenders typically offer more favorable rates to borrowers with excellent credit score. Income and Debt-to-Income Ratio The lender will assess your income level and the debt-to-income ratio (DTI) to gauge your ability to repay the loan. Therefore, a higher income and a lower DTI is a sign of low risk for the lender, which may lead to a lower interest rate. Employment Another major factor is the borrower’s stable employment history and consistent income source. This positively impacts the interest rate simply by indicating a lower risk of default. Loan amount and tenure The amount of the instant personal loan and repayment tenure can also influence the interest rate on your loan. Usually, the larger the loan amounts or longer repayment terms may attract a higher interest rate due to the increased risk for the lender. Market State of the economy, inflation rates as well as the central bank’s monetary policies are part of the broader market conditions, and these can also impact the interest rates. So, borrowers may benefit from more favorable rates when interest rates are generally low. Lender’s Policies Each lender has their own set of policies and risk assessment criteria, which can vary too. Different lenders may consider different factors and weight them differently when determining your interest rate. Don’t forget to compare offers from multiple lenders to find the most favorable terms for your circumstances. How to avail a low interest personal loan online from Stashfin? Now, as a potential borrower, you can go through our website or even download our loan application which is available both for iOS as well as Android devices. We keep in mind to offer loans with the utmost convenience to the borrowers so they don’t face any hassle. Download the app Sign up Add details to check credit limit Complete KYC