If you are self-employed, then you are well aware of the fact that the need for funds can arise at any point in life. Be it about expanding your business, renovating your residence, or planning a vacation with your loved ones; the list goes on and on. A personal loan for self-employed is relatively easy to avail these days. Long gone are the days when you actually had to travel to the nearest bank or financial institution to avail it. Nowadays, it is all about downloading the right application on your smartphone. What is an instant personal loan? As the term suggests, it is basically a loan type that offers quick and easy access to funds to borrowers who plan to fund their personal expenses. Unlike a car or home loan, an instant personal loan for self employed is unsecured and doesn’t require any collateral. The lender only takes into consideration the creditworthiness of the borrower. Once applied for, it is usually approved and disbursed quickly, often within just a few hours. Only basic information, such as income, employment details, credit score, etc., must be provided by the borrower. Why do people prefer a personal loan? Improves Credit Score When you avail this type of loan, you are in for a good ride. This is because when you make timely payments, your credit score improves. You demonstrate to the lenders that you are a responsible borrower, which in future helps you qualify for better loan terms and rates of interest. No Collateral Required These types of loans are unsecured in nature, which means you, as a borrower, don’t have to put up any collateral in order to secure it. So, by not having to put up collateral, an instant personal loan for self employed is a lower-risk option. It is entirely different from a home or car loan, where such a thing is mandatory. Flexibility When you go for this type of loan, you are not bound to use it for a particular purpose only, like in the case of a home or car loan. Instead, a personal loan means you can use the funds for your personal matters. For example, it can include renovating your home, buying an electronic appliance, or planning a vacation. Instant access to funds A personal loan is often approved and disbursed within just a few hours. This factor plays a very important role in times of emergency and urgent situations. Moreover, even the whole procedure for applying the same is relatively easy and straightforward, which also takes no time. Therefore, the potential borrower gets instant access to funds. Consolidating debt Another reason why people prefer a personal loan is because it helps in debt consolidation. So, in case you have multiple loans or credit card balances yet to be paid, this loan can help you consolidate them into one lower-interest-rate loan. This helps in saving money in interest charges and simplifies monthly payments. Conclusion Therefore, a personal loan for self-employed is one of the best options to go with if you are looking for instant funds. However, keep in mind that if they are easily accessible, you should not exploit them and spend them wisely. Moreover, due to the lucrative interest rate, it is a much better deal than a credit card.
The Shark Tank season 2 is here and we are witnessing a lot of new businesses in various industries and sectors getting investments and deals from Indian sharks a.k.a. investors. While some of them are an advancement in existing sectors, others are new products catering to a newly identified need or solution to an existing problem. Off lately a lot of people are getting inspired to open their own businesses. Before starting a business, however, there are multiple things to be considered. What you should consider before starting a business? Research the market: Make sure that there is a demand in the market for the product or service you are offering. Create a business plan: Develop a plan that outlines your business goals, strategies, and estimated costs. Set up a budget: Determine how much money you need to invest in order to start and maintain your business. Secure financing: Look into different funding and financing options and determine which one works best for you. Choose the right team: Hire the right people who have the skills and experience to help you succeed. What are the major challenges in starting a business? While businesses do offer a flexibility in life in terms of work schedule, monetary gains and implementation strategy, they also come with their own set of challenges to resolve. You will always need to hustle and be better with each passing day. Trying and Testing Multiple Business Ideas: Evaluating various business ideas and identifying the right solution that suits the need of the target audience is extremely important. It may require a lot of trying and testing before you finally reach the right solution, which is the key to starting a great business. Securing Funding: One of the biggest challenges in starting a business is securing adequate funding. Without sufficient capital, businesses will struggle to purchase equipment, hire right resources, and cover other expenses. Managing Cash Flow: Starting a business typically requires large upfront investments. You need to be able to manage your cash flow carefully to ensure your business has enough money to meet its obligations. Developing a Winning Strategy: Every business needs a sound strategy to succeed. You need to be able to devise a plan that will help you reach your objectives and remain competitive in your industry. Building a Brand: Branding is an essential component of any business. You need to create a brand identity that resonates with your target audience and helps you stand out from the competition. How is Stashfin the best app for getting a business loan? With the Stashfin Credit Line and Loans App, aspiring entrepreneurs can get the funds they need to get started. With 0% interest for up to 30 days, they can manage their finances without worrying about the burden of high-interest rates. The app also provides flexible repayment options from 3 to 36 months, so they can manage their debts with ease. The Stashfin Credit Line and Loans App offers funds up to ₹ 5,00,000 based on your eligibility. It gives instant personal loans which allow you to meet your short-term and even long-term financial needs. The loan amount is approved quickly. It has a simple application process and you can use the funds for any purpose. This includes marriage, travel, medical emergencies, and even starting a business. The Stashfin Credit Line and Loans App is one of the best apps to start a business. It can be used to set up the base of the business, buy inventory and provide initial capital to start. It can also be used to cover the costs of marketing, advertising, and other business expenses which come at a later stage. The loan offer is fast, secure, and convenient. By taking funds from Stashfin, you can ensure that your funds are covered for majority of your business needs. Why you should choose Stashfin? Stashfin is a customer focussed lending app. It provides you with instant service at reasonable rates while saving your valuable time and money Quick Approvals Instant approvals on a personal loan or credit line. Borrow any amount ranging from Rs. 1000 to Rs. 5,00,000. Low processing fees No hidden fees, origination fees, closing fees, or prepayment fees are involved. Know ahead of time what your costs are. Complete secure process We use safe channels & secure links to protect your sensitive information. At Stashfin, trust and security are taken seriously. Minimum documentation Minimum uploads on our quick online form.KYC in digital or physical form as per your convenience. Flexible payment terms Repay your loan with convenient EMIs. Pick a tenure that works for you ranging from 3 months to 36 months. Operational Pan India Stashfin is operational across the country. You can remotely apply on Stashfin from any place you may be at. Stashfin loans are available in cities like Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon), Mumbai, Thane, Pune, Hyderabad, Chennai, Bangalore, Indore, Chandigarh, Panchkula, Pithampur, Bhiwandi, Zirakpur, Kharar, Coimbatore, Kolkata, Allahabad, Udaipur, Jaipur, Lucknow, Prayagraj, Kanpur, Bhopal, Shimla, Haridwar, Ranchi, Ahmedabad, Mangalore, and more. How to apply on Stashfin? To apply for a Stashfin loan, you can download the mobile app from the following link. Stashfin – Credit Line & Funds – Apps on Google Play or here Stashfin iOS App or apply on the website Stashfin
Instant Personal Loan Apps these days can offer you quick approvals, instant fund transfers to your bank accounts, attractive loan rates, easy EMIs, and the convenience of flexible tenures ranging from 3 to 36 months. You can also choose the amount you want with a range of Rs. 1000 to Rs. 5 lac and pay as per use with apps such as Stashfin that offer you the benefit of the credit line. A Credit Line has its benefits as you pay for the amount you utilize or transfer to a bank account while you have an approved limit of up to Rs. 5 lac which you have the flexibility to transfer as per requirements. You also get the benefit of zero pre-closure charges, exclusive rewards and an opportunity to use the funds across your needs be it travel, shopping, dining, purchasing gadgets, phones, television, air purifier, heaters, education, wedding, and any other requirement. Therefore, if you are looking for quick cash and small to large loans, Stashfin Credit Line and Instant Personal Loan is definitely one of the best loans available. With more opportunities and lifestyle requirements of consumers in India, 2023 seems to be a promising year for aspiring for a better lifestyle. This is where Instant personal loan apps can help you achieve your dreams. There are many ways to get instant personal loans at affordable rates and get the right credit limit. Here are a few quick tips for you to get the best instant personal loan rates in 2023. Improving your credit score Lenders usually leverage credit scores to determine personal loan rates. Lower interest rates are reserved for applicants who have a good credit score. For example, users with greater than 750 are more likely to get lower interest rates vs users lesser than 650. Hence it’s beneficial to maintain a good credit score. Here are some of the things that can have a positive effect on the credit score Make timely payments for your credit card bills, past loans, BNPL apps, or any other obligations Check your credit reports often and check if all loans paid off are reflected in your credit report. Clear your pending debts and maintain healthy financial health. Compare loan rates and choose wisely only from RBI-regulated entities User personal loan EMI calculator at various website/loan apps before taking a loan from such apps to check what’s the average loan tenure, and rates available according to the credit limit. This will help you make the decision in the best possible way. Only use RBI-regulated entities such as Stashfin as they are more likely to offer you the right interest rates based on your profile. Keep a track of offers and rewards from the fintech apps Very often, instant personal loan apps such as Stashfin come up with exclusive offers such as higher rewards, lower processing fees, higher credit limits, and other exclusive offerings. Increase your income levels Higher-income levels can also help you get a bigger credit limit and lower interest rates. So it helps to be associated with professional companies where you work that are Category A and B to get you better rates. It’s also a great idea these days to have a side hustle or develop more skills to get you a higher income than your regular jobs. These tips can definitely help you get the best instant personal loan interest rates in 2023. We also recommend you check out Stashfin App for loan requirements. Enjoy the power of instant money with Stashfin – one of India’s fastest, easiest, safest, and smartest Credit Line and Instant Personal Loan Apps. Stashfin is powered by Akara Capital Advisors Private Limited, an NBFC duly registered with the Reserve Bank of India (RBI). With its quick and easy application process, Stashfin lets you enjoy a credit line of up to ₹5,00,000 at low-interest rates and flexible repayment plans that are best suited to your needs. Credit lines ranging from ₹1,000 to ₹5,00,000 straight to your bank account Pay interest only on the amount you utilize. Repayment period: 3 to 36 months Minimum documentation, instant approval, and quick disbursal How does Stashfin Work? Download the Stashfin App and register Fill in your details and upload verification documents Once verified the final application status can be checked on the App. You will also be notified of your approval status via SMS. Once approved, E-sign the loan agreement, and the approved amount will be disbursed to you within 5 minutes. SMS notification will be sent to your registered number notifying the same Eligibility Criteria Indian Citizen Above the age of 18 Must have a source of income (either salaried or self-employed) Documents Required Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License) Identity Proof (PAN ID) In some cases, you may be asked for the following documents – Bank Statement – ITR/ GST Paper Operational pan India Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon), Mumbai, Thane, Pune, Hyderabad, Chennai, Bangalore, Indore, Chandigarh, Panchkula, Pithampur, Bhiwandi, Zirakpur, Kharar, Coimbatore, Kolkata, Allahabad, Udaipur, Jaipur, Lucknow, Prayagraj, Kanpur, Bhopal, Shimla, Haridwar, Ranchi, Ahmedabad, Mangalore, and more. To apply for a Stashfin loan, you can download the app here Stashfin – Credit Line & Funds – Apps on Google Play or here Stashfin iOS App or apply on the website Stashfin
The biggest extravaganza in the world is here with the FIFA World Cup 2022 in Qatar. Some of the biggest names are going to be competing this year including Kylian Mbappe and Karim Benzema from France, Kevin De Bruyne from Belgium, Lionel Messi from Argentina, Robert Lewandowski from Poland, Neymar and Vinicius Junior from Brazil, Harry Kane from England, Virgil van Dijk from the Netherlands, Christiano Ronaldo from Portugal and many other exciting players. The draw at this world cup promises to be very entertaining with matches such as Spain vs Germany in Group E, Portugal vs Uruguay in Group H, Belgium vs Croatia in Group F, Argentina vs Poland in Group C, England vs USA in Group B, France vs Denmark in Group D, Argentina vs Mexico in Group C and many other clashes among the 32 top teams that will be competing. Apart from the FIFA World Cup, there are many more things you can do in Qatar while traveling Visit Souq Waqif Explore the Museum of Islamic Art Shop at various shopping malls such as Villagio Explore the biggest park in Qatar - Al Khor Park Beaches at Purple Island Culture and city tours of places such as Doha Given the once-in-a-lifetime opportunity to witness a truly global event, many of us dream about being there in Qatar during the World Cup matches. It’s not always possible to make this dream come true given the expenses associated with such an event. This is where customers can leverage digital lending apps like Stashfin to fund their dreams with a unique product - Stashfin Credit Line and Instant Personal Loans. Here are the top reasons to use Stashfin App to get Instant personal loans and a comparison to make your choice easier Compare Disbursal Time, Interest & other details and choose the best Instant Personal Loan Stashfin Personal Loan Bank Disbursal Time Same Day 2-3 Day 6-8 Day Interest Rates 11.99% onwards 25-265% Starting From 11.99% Processing Fees Low >1% >1% Prepayment Fees No Extra Fees High High Why choose Stashfin? For us, you come first. We provide you with instant service at reasonable rates while saving your valuable time and money Quick Approvals Instant approvals on a personal loan or credit line. Borrow any amount ranging from Rs. 1000 to Rs. 5,00,000. Low processing fees No hidden fees, origination fees, closing fees, or prepayment fees are involved. Know ahead of time what your costs are. Complete secure process We use safe channels & secure links to protect your sensitive information. At Stashfin, trust & security are taken seriously. Minimum documentation Minimum uploads on our quick online form.KYC in digital or physical form as per your convenience. Flexible payment terms Repay your loan with convenient EMIs. Pick a tenure that works for you ranging from 3 months to 36 months. Operational pan India Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon), Mumbai, Thane, Pune, Hyderabad, Chennai, Bangalore, Indore, Chandigarh, Panchkula, Pithampur, Bhiwandi, Zirakpur, Kharar, Coimbatore, Kolkata, Allahabad, Udaipur, Jaipur, Lucknow, Prayagraj, Kanpur, Bhopal, Shimla, Haridwar, Ranchi, Ahmedabad, Mangalore, and more. To apply for a Stashfin loan, you can download the app here Stashfin – Credit Line & Funds – Apps on Google Play or here Stashfin iOS App or apply on the website Stashfin
Introducing the StashFin personal loan for home renovation. Visit StashFin now to give your home that much needed makeover!
Instant cash loans like from StashFin are a great option for unplanned financial needs, but you should have clarity on how much & how soon you need the funds.