Search

Documents Required for Salaried & Self-Employed

Personal Loan Documents Required for Salaried and Self-Employed

Personal loans are unsecured loans that can be used to fund a variety of financial needs. With financial institutions offering personal loans online, it has become easier than ever to apply for a personal loan today. Be it a salaried employee, or someone who is their own boss; the attraction of a personal loan from StashFin is hard to resist. However, while the benefits of a personal loan remain largely the same for different income groups, their eligibility and documentation might slightly differ.

Apply for a Personal Loan with StashFin:

StashFin, the digital money lending company, provides a hassle-free borrowing experience to its customers. The process is entirely digital and secure. StashFin provides loans ranging from ₹1000 to ₹500,000, at dynamic interest rates (from 11.99%). You can also keep a track of your loans and EMIs in the StashFin app. First-time borrowers can build their credit score and ensure better borrowing terms and lower interest rates in the future.

Know Your Eligibility Before Availing a Personal Loan:

Approval of a personal loan depends on your eligibility to apply, credit score, and monthly income.

To apply for a personal loan from StashFin, you should be an Indian, and at least 18 years old. Note that, you should have a minimum of ₹15000 monthly income to be eligible for a loan.

Basic Documents Needed for Availing a Personal Loan include:

  • Identity Proof – passport, driving license, Aadhaar card, voter ID.
  • Address Proof – PAN card, electricity, water, or telephone bills are ideal.

Other than these documents, you are required to submit paperwork based on whether you are a salaried employee or a self-employed individual.

Apply for a Personal Loan with StashFin

Documents A Salaried Employee Must Provide Include:

  • Bank Statements (as per the specifications of the concerned financial institution)
  • Salary Slips (the last 6 months)

Documents Required for a Self-employed Individual:

  • Office Address Proof
  • Proof of Business Ownership
  • Proof of Business Continuity
  • Bank Statements (from the previous 6 months)
  • Audited Financials (from the last two years, as proof of income)

After the online verifications of all your documents, your loan amount will be credited to your bank account within 4 hours. To know more, visit StashFin and avail a personal loan today!

Leave a Reply

Your email address will not be published.

You may use these <abbr title="HyperText Markup Language">html</abbr> tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>

*